Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 812Franchise Advantage

Personal Care Services

SBA loan performance data based on 62,098 resolved loans

Overall Default Rate
17.5%
All businesses
Avg Loan Size
$245K
Non-franchise
Resolved Loans
62,098
In our database
Franchise Advantage
+4.8%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate17.5%12.7%
Avg Loan Size$245K$297K
Resolved Loans57,8144,284
Chargeoffs10,139545
Franchise Brands-791

Default Rate Comparison

All Businesses17.5%
Franchise Businesses12.7%

Franchise Brands in Personal Care Services

There are 791 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 12.7% default rate compared to 17.5% for all businesses.

Browse 791 Franchise Brands

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About SBA Loans for Personal Care Services

The Personal Care Services sector (NAICS 812) has 62,098 resolved SBA loans in our database with an overall default rate of 17.5%. This is near the national average for SBA loans.

Franchise businesses in Personal Care Services default at 12.7% compared to 17.5% for all businesses, a 4.8 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $245K. Franchise operations in this industry have an average loan size of $297K, higher than the industry average.

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