Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 722Franchise Advantage

Limited-Service Restaurants

SBA loan performance data based on 121,027 resolved loans

Overall Default Rate
18.9%
All businesses
Avg Loan Size
$304K
Non-franchise
Resolved Loans
121,027
In our database
Franchise Advantage
+1.6%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate18.9%17.3%
Avg Loan Size$304K$363K
Resolved Loans98,12122,906
Chargeoffs18,5403,968
Franchise Brands-2,938

Default Rate Comparison

All Businesses18.9%
Franchise Businesses17.3%

Franchise Brands in Limited-Service Restaurants

There are 2,938 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 17.3% default rate compared to 18.9% for all businesses.

Browse 2,938 Franchise Brands

Explore Related Data

Looking for Limited-Service Restaurants Financing?

PeerSense connects you with SBA lenders who specialize in your industry. Get matched based on real lending data, not generic directories.

About SBA Loans for Limited-Service Restaurants

The Limited-Service Restaurants sector (NAICS 722) has 121,027 resolved SBA loans in our database with an overall default rate of 18.9%. This is above the national average, suggesting higher risk for SBA lenders in this sector.

Franchise businesses in Limited-Service Restaurants default at 17.3% compared to 18.9% for all businesses, a 1.6 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $304K. Franchise operations in this industry have an average loan size of $363K, higher than the industry average.

Limited-Service Restaurants Get Financing