Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 722Franchise Advantage

Limited-Service Restaurants

SBA loan performance data based on 121,027 resolved loans

Overall Default Rate
18.9%
All businesses (resolved-loan basis)
Avg Loan Size
$304K
Non-franchise
Resolved Loans
121,027
In our database
Franchise Advantage
+1.6%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate (resolved-loan basis)18.9%17.3%
Avg Loan Size$304K$363K
Resolved Loans98,12122,906
Chargeoffs18,5403,968
Franchise Brands-2,938

Default Rate Comparison (resolved-loan basis)

All Businesses18.9%
Franchise Businesses17.3%

Franchise Brands in Limited-Service Restaurants

There are 2,938 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 17.3% default rate compared to 18.9% for all businesses (resolved-loan basis).

Browse 2,938 Franchise Brands

Looking for Limited-Service Restaurants Financing?

PeerSense connects you with SBA lenders who specialize in your industry. Get matched based on real lending data, not generic directories.

About SBA Loans for Limited-Service Restaurants

The Limited-Service Restaurants sector (NAICS 722) has 121,027 resolved SBA loans in our database with an overall default rate of 18.9%. This is above the national average, suggesting higher risk for SBA lenders in this sector.

Franchise businesses in Limited-Service Restaurants default at 17.3% compared to 18.9% for all businesses, a 1.6 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $304K. Franchise operations in this industry have an average loan size of $363K, higher than the industry average.

Financing a Limited-Service Restaurants business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504: Response within 24–48 hours. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close

Referral fee realized at closing · Or call (317) 452-6990

Limited-Service Restaurants Get Financing