Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 447Franchise Advantage

Gasoline Stations

SBA loan performance data based on 16,691 resolved loans

Overall Default Rate
16.6%
All businesses
Avg Loan Size
$614K
Non-franchise
Resolved Loans
16,691
In our database
Franchise Advantage
+10%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate16.6%6.6%
Avg Loan Size$614K$1.2M
Resolved Loans14,5542,137
Chargeoffs2,409141
Franchise Brands-620

Default Rate Comparison

All Businesses16.6%
Franchise Businesses6.6%

Franchise Brands in Gasoline Stations

There are 620 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 6.6% default rate compared to 16.6% for all businesses.

Browse 620 Franchise Brands

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About SBA Loans for Gasoline Stations

The Gasoline Stations sector (NAICS 447) has 16,691 resolved SBA loans in our database with an overall default rate of 16.6%. This is near the national average for SBA loans.

Franchise businesses in Gasoline Stations default at 6.6% compared to 16.6% for all businesses, a 10 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $614K. Franchise operations in this industry have an average loan size of $1.2M, higher than the industry average.

Gasoline Stations Get Financing