Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 333992ManufacturingFY2026 Fee WaiversLending Growing

How Much Can Welding and Soldering Equipment Manufacturing Businesses Get in SBA Loans?

442 SBA loans totaling $118.2M have been approved for welding and soldering equipment manufacturing businesses (NAICS 333992). The average approved SBA loan is $267K, which is 21% below avg the $340K national average. 179 active lenders fund this industry with a 10.6% default rate on the matured 2018-2021 loan cohort.

Moderate default risk10.6% vs 15.4% all-industry avg

At 10.6%, Welding and Soldering Equipment Manufacturing sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 333992 (Welding and Soldering Equipment Manufacturing) received 442 SBA loans worth $118.2M across 5+ states. Average loan $267K, average term 123 months, 10.6% default rate (resolved-loan basis).179 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 520 U.S. establishments in this industry (Census 2022).

442
Total SBA Loans
$118.2M
Total Volume
$267K
Avg Loan Size
21% below avg
179
Active Lenders
123 mo
Avg Term
5% below avg
3,375
Jobs Supported

Is SBA Lending Growing for Welding and Soldering Equipment Manufacturing?+67% growth

19
19
22
15
12
21
21
15
35
25
16
17
18
19
20
21
22
23
24
25
$4.2M
$6.3M
$4.6M
$2.6M
$4.6M
$13.8M
$6.7M
$4.7M
$4.9M
$10.2M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Welding and Soldering Equipment Manufacturing Businesses Use Most?

SBA 7(a)394 (89%)
SBA 50448 (11%)

What Is the Best SBA Loan for Welding and Soldering Equipment Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $267K
Typical term: 123 months
Historical avg rate: 7.73%
179+ lenders active in this industry
Default rate (2018–21 matured cohort): 10.6%

Where Are Welding and Soldering Equipment Manufacturing SBA Loans Most Common?

#1
TX
36 loans
$6.7M
#2
MN
34 loans
$7.4M
#3
CA
32 loans
$11.9M
#4
OH
29 loans
$4.6M
#5
MI
27 loans
$10.6M

Top SBA Lenders for Welding and Soldering Equipment Manufacturing

These banks have funded the most SBA loans for welding and soldering equipment manufacturing businesses (NAICS 333992). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)29$2.9M
2The Huntington National Bank(OH)27$2.9M
3JPMorgan Chase Bank, National Association(OH)18$806K
4PNC Bank, National Association(DE)17$565K
5Manufacturers and Traders Trust Company(NY)12$680K

Welding and Soldering Equipment Manufacturing Industry Context

U.S. Establishments
520
U.S. Census Bureau · 2022
SBA Penetration
85.00%
SBA loans per establishment

Ready to Fund Your Welding and Soldering Equipment Manufacturing Business?

PeerSense places SBA loans for welding and soldering equipment manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Welding and Soldering Equipment Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Welding and Soldering Equipment Manufacturing Businesses?

Across all SBA loan programs, 442 loans have been approved for businesses classified under NAICS 333992 (Welding and Soldering Equipment Manufacturing), representing $118.2M in total capital deployed. The average approved loan of $267K is 21% below avg the national SBA average of $340K, with typical repayment terms of 123 months.

SBA lending for welding and soldering equipment manufacturing is accelerating — loan volume has grown approximately 67% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.

The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Welding and Soldering Equipment Manufacturing SBA Loans

What is the average SBA loan size for welding and soldering equipment manufacturing businesses?
Based on 442 approved SBA loans, the average loan size for welding and soldering equipment manufacturing (NAICS 333992) is $267K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a welding and soldering equipment manufacturing business?
SBA 7(a) is the most commonly used SBA program for welding and soldering equipment manufacturing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for welding and soldering equipment manufacturing?
179 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the welding and soldering equipment manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help welding and soldering equipment manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the welding and soldering equipment manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Welding and Soldering Equipment Manufacturing defined by NAICS code 333992. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.