What is the SBA loan default rate for Sign Manufacturing?

At 17.4%, Sign Manufacturing sits above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), above average default risk relative to other SBA industries. The rate is measured on the resolved loans (paid in full or charged off), loans that have reached a final outcome. 620 lenders actively fund this industry.

Which SBA program is best for Sign Manufacturing?

The SBA 7(a) program is the most commonly used for Sign Manufacturing businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 339950ManufacturingFY2027 Fee WaiversLending Growing

How Much Can Sign Manufacturing Businesses Get in SBA Loans?

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Address: Westfield, Westfield, IN, 46074, US
Telephone: +13174526990
Price range: Referral fee at closing

3,521 SBA loans totaling $1.2B have been approved for sign manufacturing businesses (NAICS 339950). The average approved SBA loan is $333K, which is near national avg the $340K national average. 620 active lenders fund this industry with a 17.4% default rate on the matured 2018-2021 loan cohort.

Above average default risk17.4% vs 15.4% all industry avg

At 17.4%, Sign Manufacturing sits above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), above average default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 339950 (Sign Manufacturing) received 3,521 SBA loans worth $1.2B across 5+ states. Average loan $333K, average term 126 months, 17.4% default rate (resolved loan basis).620 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 5,910 U.S. establishments in this industry (Census 2022).

3,521

Total SBA Loans

$1.2B

Total Volume

$333K

Avg Loan Size

near national avg

620

Active Lenders

126 mo

Avg Term

3% below avg

29,393

Jobs Supported

Is SBA Lending Growing for Sign Manufacturing?+19% growth

145

115

118

101

127

108

140

129

$45.8M

$43.8M

$51.8M

$52.6M

$58.5M

$92.8M

$55.2M

$49.0M

$84.7M

$73.3M

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Sign Manufacturing Businesses Use Most?

SBA 7(a)3,110 (88%)

SBA 504411 (12%)

What Is the Best SBA Loan for Sign Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027

Industry avg loan: $333K

Typical term: 126 months

Historical avg rate: 7.10%

620+ lenders active in this industry

Default rate (2018 to 21 matured cohort): 17.4%

Where Are Sign Manufacturing SBA Loans Most Common?

374 loans

$158.7M

265 loans

$106.1M

247 loans

$95.2M

183 loans

$45.6M

153 loans

$36.0M

SBA Lending Activity in Sign Manufacturing

620 SBA lenders have funded 3,521 loans to sign manufacturing businesses (NAICS 339950). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded

3,521

Active lenders

620

Total volume

$1.2B

Avg loan size

$333K

Browse all SBA lenders

Sign Manufacturing Industry Context

U.S. Establishments

5,910

U.S. Census Bureau · 2022

SBA Penetration

59.58%

SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for sign manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Sign Manufacturing business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?

Where are you in the deal?

Equity or down payment ready

Credit score

Timeline to close

SBA already on the books?

What best describes your company

Liquid funds available outside this deal

Where is the property or business

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How Does SBA Lending Work for Sign Manufacturing Businesses?

Across all SBA loan programs, 3,521 loans have been approved for businesses classified under NAICS 339950 (Sign Manufacturing), representing $1.2B in total capital deployed. The average approved loan of $333K is near national avg the national SBA average of $340K, with typical repayment terms of 126 months.

SBA lending for sign manufacturing is accelerating. Loan volume has grown approximately 19% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.

The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

SBA Loan Guide SBA Calculator SBA Lender Directory Industry Data Hub Current SBA Rates Contact Us MARC Program

Frequently Asked Questions: Sign Manufacturing SBA Loans

What is the average SBA loan size for sign manufacturing businesses?

Based on 3,521 approved SBA loans, the average loan size for sign manufacturing (NAICS 339950) is $333K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a sign manufacturing business?

SBA 7(a) is the most commonly used SBA program for sign manufacturing businesses. Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for sign manufacturing?

620 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a sign manufacturing file.

Are there SBA fee waivers for manufacturing businesses in 2026?

Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.

How does PeerSense help sign manufacturing businesses get SBA loans?

PeerSense is a capital advisory firm. Talk to PeerSense about a sign manufacturing file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

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Data aggregated from SBA loan records (1992 to 2025). Sign Manufacturing defined by NAICS code 339950. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.