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NAICS 339950ManufacturingFY2026 Fee WaiversLending Growing

How Much Can Sign Manufacturing Businesses Get in SBA Loans?

3,521 SBA loans totaling $1.2B have been approved for sign manufacturing businesses (NAICS 339950). The average approved SBA loan is $333K, which is near national avg the $340K national average. 620 active lenders fund this industry with a 17.4% default rate on the matured 2018-2021 loan cohort.

Above average default risk17.4% vs 15.4% all-industry avg

At 17.4%, Sign Manufacturing sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans), above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 339950 (Sign Manufacturing) received 3,521 SBA loans worth $1.2B across 5+ states. Average loan $333K, average term 126 months, 17.4% default rate (resolved-loan basis).620 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 5,910 U.S. establishments in this industry (Census 2022).

3,521
Total SBA Loans
$1.2B
Total Volume
$333K
Avg Loan Size
near national avg
620
Active Lenders
126 mo
Avg Term
3% below avg
29,393
Jobs Supported

Is SBA Lending Growing for Sign Manufacturing?+19% growth

145
115
118
101
89
127
95
108
140
129
16
17
18
19
20
21
22
23
24
25
$45.8M
$43.8M
$51.8M
$52.6M
$58.5M
$92.8M
$55.2M
$49.0M
$84.7M
$73.3M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K: guaranty fee waived

$5M MARC

Revolving credit line: manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Sign Manufacturing Businesses Use Most?

SBA 7(a)3,110 (88%)
SBA 504411 (12%)

What Is the Best SBA Loan for Sign Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion. Guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $333K
Typical term: 126 months
Historical avg rate: 7.10%
620+ lenders active in this industry
Default rate (2018–21 matured cohort): 17.4%

Where Are Sign Manufacturing SBA Loans Most Common?

#1
CA
374 loans
$158.7M
#2
TX
265 loans
$106.1M
#3
FL
247 loans
$95.2M
#4
NY
183 loans
$45.6M
#5
OH
153 loans
$36.0M

SBA Lending Activity in Sign Manufacturing

620 SBA lenders have funded 3,521 loans to sign manufacturing businesses (NAICS 339950). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
3,521
Active lenders
620
Total volume
$1.2B
Avg loan size
$333K

Sign Manufacturing Industry Context

U.S. Establishments
5,910
U.S. Census Bureau · 2022
SBA Penetration
59.58%
SBA loans per establishment

Ready to Fund Your Sign Manufacturing Business?

PeerSense places SBA loans for sign manufacturing businesses nationwide. We match you with the right capital source. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Sign Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504: Response within 24–48 hours. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close

Referral fee realized at closing · Or call (317) 452-6990

How Does SBA Lending Work for Sign Manufacturing Businesses?

Across all SBA loan programs, 3,521 loans have been approved for businesses classified under NAICS 339950 (Sign Manufacturing), representing $1.2B in total capital deployed. The average approved loan of $333K is near national avg the national SBA average of $340K, with typical repayment terms of 126 months.

SBA lending for sign manufacturing is accelerating. Loan volume has grown approximately 19% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.

The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

Frequently Asked Questions: Sign Manufacturing SBA Loans

What is the average SBA loan size for sign manufacturing businesses?
Based on 3,521 approved SBA loans, the average loan size for sign manufacturing (NAICS 339950) is $333K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a sign manufacturing business?
SBA 7(a) is the most commonly used SBA program for sign manufacturing businesses. Versatile funding for working capital, equipment, and expansion. Guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for sign manufacturing?
620 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. PeerSense matches your deal with lenders who have experience and appetite in the sign manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help sign manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm, not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the sign manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing.

Data aggregated from SBA loan records (1992–2025). Sign Manufacturing defined by NAICS code 339950. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.