3,772 SBA loans totaling $1.3B have been approved for wood kitchen cabinet and countertop manufacturing businesses (NAICS 337110). The average approved SBA loan is $336K, which is near national avg the $340K national average. 705 active lenders fund this industry with a 12.3% historical default rate.
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
PeerSense places SBA loans for wood kitchen cabinet and countertop manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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Across all SBA loan programs, 3,772 loans have been approved for businesses classified under NAICS 337110 (Wood Kitchen Cabinet and Countertop Manufacturing), representing $1.3B in total capital deployed. The average approved loan of $336K is near national avg the national SBA average of $340K, with typical repayment terms of 140 months.
SBA lending for wood kitchen cabinet and countertop manufacturing is accelerating — loan volume has grown approximately 52% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 18% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Machine Shops
All Other Miscellaneous Manufacturing
All Other Miscellaneous Fabricated Metal Product Manufacturing
Sign Manufacturing
Fabricated Structural Metal Manufacturing
Sporting and Athletic Goods Manufacturing
Data aggregated from SBA loan records (1992–2025). Wood Kitchen Cabinet and Countertop Manufacturing defined by NAICS code 337110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.