How Much Can Wood Kitchen Cabinet and Countertop Manufacturing Businesses Get in SBA Loans?
3,772 SBA loans totaling $1.3B have been approved for wood kitchen cabinet and countertop manufacturing businesses (NAICS 337110). The average approved SBA loan is $336K, which is near national avg the $340K national average. 705 active lenders fund this industry with a 17.4% default rate on the matured 2018-2021 loan cohort.
At 17.4%, Wood Kitchen Cabinet and Countertop Manufacturing sits above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), above average default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 337110 (Wood Kitchen Cabinet and Countertop Manufacturing) received 3,772 SBA loans worth $1.3B across 5+ states. Average loan $336K, average term 140 months, 17.4% default rate (resolved loan basis).705 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 6,118 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Wood Kitchen Cabinet and Countertop Manufacturing?+52% growth
FY2027 Manufacturing Fee Waivers Active
The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:
504 loans: all guaranty fees waived for manufacturing
7(a) loans of $700,000 or less: 0% upfront fee for manufacturers
Revolving credit line: manufacturers only, launched Oct 2025
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.
Which SBA Program Do Wood Kitchen Cabinet and Countertop Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Wood Kitchen Cabinet and Countertop Manufacturing?
Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027
Where Are Wood Kitchen Cabinet and Countertop Manufacturing SBA Loans Most Common?
SBA Lending Activity in Wood Kitchen Cabinet and Countertop Manufacturing
705 SBA lenders have funded 3,772 loans to wood kitchen cabinet and countertop manufacturing businesses (NAICS 337110). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Wood Kitchen Cabinet and Countertop Manufacturing Industry Context
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PeerSense sources capital for wood kitchen cabinet and countertop manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
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Down with SBA 7(a)
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SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Wood Kitchen Cabinet and Countertop Manufacturing Businesses?
Across all SBA loan programs, 3,772 loans have been approved for businesses classified under NAICS 337110 (Wood Kitchen Cabinet and Countertop Manufacturing), representing $1.3B in total capital deployed. The average approved loan of $336K is near national avg the national SBA average of $340K, with typical repayment terms of 140 months.
SBA lending for wood kitchen cabinet and countertop manufacturing is accelerating. Loan volume has grown approximately 52% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 18% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.
Frequently Asked Questions: Wood Kitchen Cabinet and Countertop Manufacturing SBA Loans
What is the average SBA loan size for wood kitchen cabinet and countertop manufacturing businesses?
Which SBA loan program is best for a wood kitchen cabinet and countertop manufacturing business?
How many lenders fund SBA loans for wood kitchen cabinet and countertop manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help wood kitchen cabinet and countertop manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Wood Kitchen Cabinet and Countertop Manufacturing defined by NAICS code 337110. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.