How Much Can Wood Kitchen Cabinet and Countertop Manufacturing Businesses Get in SBA Loans?
3,772 SBA loans totaling $1.3B have been approved for wood kitchen cabinet and countertop manufacturing businesses (NAICS 337110). The average approved SBA loan is $336K, which is near national avg the $340K national average. 705 active lenders fund this industry with a 12.3% historical default rate.
NAICS 337110 (Wood Kitchen Cabinet and Countertop Manufacturing) received 3,772 SBA loans worth $1.3B across 5+ states. Average loan $336K, average term 140 months, default rate 12.3%.705 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 6,118 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Wood Kitchen Cabinet and Countertop Manufacturing?+52% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Wood Kitchen Cabinet and Countertop Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Wood Kitchen Cabinet and Countertop Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Wood Kitchen Cabinet and Countertop Manufacturing SBA Loans Most Common?
Top SBA Lenders for Wood Kitchen Cabinet and Countertop Manufacturing
These banks have funded the most SBA loans for wood kitchen cabinet and countertop manufacturing businesses (NAICS 337110). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 208 | $64.3M |
| 2 | Bank of America, National Association(NC) | 201 | $15.1M |
| 3 | U.S. Bank, National Association(OH) | 165 | $50.7M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 100 | $15.7M |
| 5 | Citizens Bank, National Association(RI) | 93 | $3.8M |
Wood Kitchen Cabinet and Countertop Manufacturing Industry Context
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PeerSense places SBA loans for wood kitchen cabinet and countertop manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
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How Does SBA Lending Work for Wood Kitchen Cabinet and Countertop Manufacturing Businesses?
Across all SBA loan programs, 3,772 loans have been approved for businesses classified under NAICS 337110 (Wood Kitchen Cabinet and Countertop Manufacturing), representing $1.3B in total capital deployed. The average approved loan of $336K is near national avg the national SBA average of $340K, with typical repayment terms of 140 months.
SBA lending for wood kitchen cabinet and countertop manufacturing is accelerating — loan volume has grown approximately 52% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 18% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Wood Kitchen Cabinet and Countertop Manufacturing SBA Loans
What is the average SBA loan size for wood kitchen cabinet and countertop manufacturing businesses?
Which SBA loan program is best for a wood kitchen cabinet and countertop manufacturing business?
How many lenders fund SBA loans for wood kitchen cabinet and countertop manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help wood kitchen cabinet and countertop manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Wood Kitchen Cabinet and Countertop Manufacturing defined by NAICS code 337110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.