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NAICS 332999ManufacturingFY2026 Fee WaiversLending Growing

How Much Can All Other Miscellaneous Fabricated Metal Product Manufacturing Businesses Get in SBA Loans?

3,898 SBA loans totaling $2.4B have been approved for all other miscellaneous fabricated metal product manufacturing businesses (NAICS 332999). The average approved SBA loan is $607K, which is 78% above avg the $340K national average. 659 active lenders fund this industry with a 10.5% default rate on the matured 2018-2021 loan cohort.

Moderate default risk10.5% vs 15.4% all-industry avg

At 10.5%, All Other Miscellaneous Fabricated Metal Product Manufacturing sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans), moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 332999 (All Other Miscellaneous Fabricated Metal Product Manufacturing) received 3,898 SBA loans worth $2.4B across 5+ states. Average loan $607K, average term 142 months, 10.5% default rate (resolved-loan basis).659 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 3,410 U.S. establishments in this industry (Census 2022).

3,898
Total SBA Loans
$2.4B
Total Volume
$607K
Avg Loan Size
78% above avg
659
Active Lenders
142 mo
Avg Term
9% above avg
56,128
Jobs Supported

Is SBA Lending Growing for All Other Miscellaneous Fabricated Metal Product Manufacturing?+19% growth

141
137
141
118
128
182
143
126
148
150
16
17
18
19
20
21
22
23
24
25
$84.1M
$103.5M
$119.4M
$106.5M
$115.0M
$179.9M
$134.6M
$110.2M
$111.5M
$149.2M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K: guaranty fee waived

$5M MARC

Revolving credit line: manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do All Other Miscellaneous Fabricated Metal Product Manufacturing Businesses Use Most?

SBA 7(a)3,057 (78%)
SBA 504841 (22%)

What Is the Best SBA Loan for All Other Miscellaneous Fabricated Metal Product Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate, with 0% guaranty fees in FY2026

Industry avg loan: $607K
Typical term: 142 months
Historical avg rate: 6.68%
659+ lenders active in this industry
Default rate (2018–21 matured cohort): 10.5%

Where Are All Other Miscellaneous Fabricated Metal Product Manufacturing SBA Loans Most Common?

#1
CA
443 loans
$326.8M
#2
WI
288 loans
$218.8M
#3
OH
269 loans
$144.3M
#4
MI
231 loans
$126.0M
#5
MN
202 loans
$130.8M

SBA Lending Activity in All Other Miscellaneous Fabricated Metal Product Manufacturing

659 SBA lenders have funded 3,898 loans to all other miscellaneous fabricated metal product manufacturing businesses (NAICS 332999). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
3,898
Active lenders
659
Total volume
$2.4B
Avg loan size
$607K

All Other Miscellaneous Fabricated Metal Product Manufacturing Industry Context

U.S. Establishments
3,410
U.S. Census Bureau · 2022
SBA Penetration
114.31%
SBA loans per establishment

Ready to Fund Your All Other Miscellaneous Fabricated Metal Product Manufacturing Business?

PeerSense places SBA loans for all other miscellaneous fabricated metal product manufacturing businesses nationwide. We match you with the right capital source. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a All Other Miscellaneous Fabricated Metal Product Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504: Response within 24–48 hours. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close

Referral fee realized at closing · Or call (317) 452-6990

How Does SBA Lending Work for All Other Miscellaneous Fabricated Metal Product Manufacturing Businesses?

Across all SBA loan programs, 3,898 loans have been approved for businesses classified under NAICS 332999 (All Other Miscellaneous Fabricated Metal Product Manufacturing), representing $2.4B in total capital deployed. The average approved loan of $607K is 78% above avg the national SBA average of $340K, with typical repayment terms of 142 months.

SBA lending for all other miscellaneous fabricated metal product manufacturing is accelerating. Loan volume has grown approximately 19% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2021.

Notably, 22% of SBA loans in this industry use the 504 program (well above the national average), indicating that all other miscellaneous fabricated metal product manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

Frequently Asked Questions: All Other Miscellaneous Fabricated Metal Product Manufacturing SBA Loans

What is the average SBA loan size for all other miscellaneous fabricated metal product manufacturing businesses?
Based on 3,898 approved SBA loans, the average loan size for all other miscellaneous fabricated metal product manufacturing (NAICS 332999) is $607K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other miscellaneous fabricated metal product manufacturing business?
SBA 504 is the most commonly used SBA program for all other miscellaneous fabricated metal product manufacturing businesses. Most popular for manufacturing equipment and real estate, with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other miscellaneous fabricated metal product manufacturing?
659 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. PeerSense matches your deal with lenders who have experience and appetite in the all other miscellaneous fabricated metal product manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help all other miscellaneous fabricated metal product manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm, not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the all other miscellaneous fabricated metal product manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing.

Data aggregated from SBA loan records (1992–2025). All Other Miscellaneous Fabricated Metal Product Manufacturing defined by NAICS code 332999. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.