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NAICS 339999ManufacturingFY2027 Fee WaiversLending Growing

How Much Can All Other Miscellaneous Manufacturing Businesses Get in SBA Loans?

4,500 SBA loans totaling $2.2B have been approved for all other miscellaneous manufacturing businesses (NAICS 339999). The average approved SBA loan is $480K, which is 41% above avg the $340K national average. 691 active lenders fund this industry with a 15.9% default rate on the matured 2018-2021 loan cohort.

Above average default risk15.9% vs 15.4% all industry avg

At 15.9%, All Other Miscellaneous Manufacturing sits above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), above average default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 339999 (All Other Miscellaneous Manufacturing) received 4,500 SBA loans worth $2.2B across 5+ states. Average loan $480K, average term 127 months, 15.9% default rate (resolved loan basis).691 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program.

4,500
Total SBA Loans
$2.2B
Total Volume
$480K
Avg Loan Size
41% above avg
691
Active Lenders
127 mo
Avg Term
near national avg
56,689
Jobs Supported

Is SBA Lending Growing for All Other Miscellaneous Manufacturing?+43% growth

175
182
159
125
97
160
123
108
112
154
16
17
18
19
20
21
22
23
24
25
$98.0M
$124.2M
$99.9M
$86.5M
$69.8M
$166.6M
$109.0M
$92.2M
$96.0M
$104.7M

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do All Other Miscellaneous Manufacturing Businesses Use Most?

SBA 7(a)3,741 (83%)
SBA 504759 (17%)

What Is the Best SBA Loan for All Other Miscellaneous Manufacturing?

SBA 504

Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027

Industry avg loan: $480K
Typical term: 127 months
Historical avg rate: 6.73%
691+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 15.9%

Where Are All Other Miscellaneous Manufacturing SBA Loans Most Common?

#1
CA
737 loans
$442.5M
#2
FL
306 loans
$150.9M
#3
NY
261 loans
$98.1M
#4
OH
254 loans
$100.1M
#5
TX
234 loans
$120.0M

SBA Lending Activity in All Other Miscellaneous Manufacturing

691 SBA lenders have funded 4,500 loans to all other miscellaneous manufacturing businesses (NAICS 339999). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
4,500
Active lenders
691
Total volume
$2.2B
Avg loan size
$480K

All Other Miscellaneous Manufacturing Industry Context

U.S. Employment
12,573,000
BLS · 2026

Talk to PeerSense

PeerSense sources capital for all other miscellaneous manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense about financing a All Other Miscellaneous Manufacturing business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for All Other Miscellaneous Manufacturing Businesses?

Across all SBA loan programs, 4,500 loans have been approved for businesses classified under NAICS 339999 (All Other Miscellaneous Manufacturing), representing $2.2B in total capital deployed. The average approved loan of $480K is 41% above avg the national SBA average of $340K, with typical repayment terms of 127 months.

SBA lending for all other miscellaneous manufacturing is accelerating. Loan volume has grown approximately 43% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.

The industry sees a balanced mix of SBA programs, with 17% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

Frequently Asked Questions: All Other Miscellaneous Manufacturing SBA Loans

What is the average SBA loan size for all other miscellaneous manufacturing businesses?
Based on 4,500 approved SBA loans, the average loan size for all other miscellaneous manufacturing (NAICS 339999) is $480K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other miscellaneous manufacturing business?
SBA 504 is the most commonly used SBA program for all other miscellaneous manufacturing businesses. Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other miscellaneous manufacturing?
691 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a all other miscellaneous manufacturing file.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.
How does PeerSense help all other miscellaneous manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a all other miscellaneous manufacturing file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Data aggregated from SBA loan records (1992 to 2025). All Other Miscellaneous Manufacturing defined by NAICS code 339999. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.