How Much Can Vocational Rehabilitation Services Businesses Get in SBA Loans?
718 SBA loans totaling $220.9M have been approved for vocational rehabilitation services businesses (NAICS 624310). The average approved SBA loan is $308K, which is 10% below avg the $340K national average. 223 active lenders fund this industry with a 13.6% default rate on the matured 2018-2021 loan cohort.
At 13.6%, Vocational Rehabilitation Services sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 624310 (Vocational Rehabilitation Services) received 718 SBA loans worth $220.9M across 5+ states. Average loan $308K, average term 134 months, 13.6% default rate (resolved loan basis).223 active SBA approved lenders fund this industry. Most vocational rehabilitation services loans use the SBA 7(a) program. There are approximately 7,075 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Vocational Rehabilitation Services?+71% growth
Which SBA Program Do Vocational Rehabilitation Services Businesses Use Most?
What Is the Best SBA Loan for Vocational Rehabilitation Services?
The most widely used SBA program for vocational rehabilitation services businesses: flexible terms, multiple use cases
Where Are Vocational Rehabilitation Services SBA Loans Most Common?
SBA Lending Activity in Vocational Rehabilitation Services
223 SBA lenders have funded 718 loans to vocational rehabilitation services businesses (NAICS 624310). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Vocational Rehabilitation Services Industry Context
Talk to PeerSense
PeerSense sources capital for vocational rehabilitation services businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Vocational Rehabilitation Services business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Vocational Rehabilitation Services Businesses?
Across all SBA loan programs, 718 loans have been approved for businesses classified under NAICS 624310 (Vocational Rehabilitation Services), representing $220.9M in total capital deployed. The average approved loan of $308K is 10% below avg the national SBA average of $340K, with typical repayment terms of 134 months.
SBA lending for vocational rehabilitation services is accelerating. Loan volume has grown approximately 71% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.
The industry sees a balanced mix of SBA programs, with 13% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a vocational rehabilitation services file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Vocational Rehabilitation Services SBA Loans
What is the average SBA loan size for vocational rehabilitation services businesses?
Which SBA loan program is best for a vocational rehabilitation services business?
How many lenders fund SBA loans for vocational rehabilitation services?
What states have the most SBA lending for vocational rehabilitation services?
How does PeerSense help vocational rehabilitation services businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Vocational Rehabilitation Services defined by NAICS code 624310. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.