How Much Can Vocational Rehabilitation Services Businesses Get in SBA Loans?
718 SBA loans totaling $220.9M have been approved for vocational rehabilitation services businesses (NAICS 624310). The average approved SBA loan is $308K, which is 10% below avg the $340K national average. 223 active lenders fund this industry with a 13.6% default rate on the matured 2018-2021 loan cohort.
At 13.6%, Vocational Rehabilitation Services sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 624310 (Vocational Rehabilitation Services) received 718 SBA loans worth $220.9M across 5+ states. Average loan $308K, average term 134 months, 13.6% default rate (resolved-loan basis).223 active SBA-approved lenders fund this industry. Most vocational rehabilitation services loans use the SBA 7(a) program. There are approximately 7,075 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Vocational Rehabilitation Services?+71% growth
Which SBA Program Do Vocational Rehabilitation Services Businesses Use Most?
What Is the Best SBA Loan for Vocational Rehabilitation Services?
The most widely used SBA program for vocational rehabilitation services businesses — flexible terms, multiple use cases
Where Are Vocational Rehabilitation Services SBA Loans Most Common?
Top SBA Lenders for Vocational Rehabilitation Services
These banks have funded the most SBA loans for vocational rehabilitation services businesses (NAICS 624310). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 42 | $11.4M |
| 2 | The Huntington National Bank(OH) | 39 | $8.9M |
| 3 | Bank of America, National Association(NC) | 38 | $2.9M |
| 4 | U.S. Bank, National Association(OH) | 32 | $8.5M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 31 | $5.0M |
Vocational Rehabilitation Services Industry Context
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How Does SBA Lending Work for Vocational Rehabilitation Services Businesses?
Across all SBA loan programs, 718 loans have been approved for businesses classified under NAICS 624310 (Vocational Rehabilitation Services), representing $220.9M in total capital deployed. The average approved loan of $308K is 10% below avg the national SBA average of $340K, with typical repayment terms of 134 months.
SBA lending for vocational rehabilitation services is accelerating — loan volume has grown approximately 71% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.
The industry sees a balanced mix of SBA programs, with 13% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching vocational rehabilitation services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Vocational Rehabilitation Services SBA Loans
What is the average SBA loan size for vocational rehabilitation services businesses?
Which SBA loan program is best for a vocational rehabilitation services business?
How many lenders fund SBA loans for vocational rehabilitation services?
What states have the most SBA lending for vocational rehabilitation services?
How does PeerSense help vocational rehabilitation services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Vocational Rehabilitation Services defined by NAICS code 624310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.