What is the SBA loan default rate for Offices of Chiropractors?

At 12.5%, Offices of Chiropractors sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The rate is measured on the resolved loans (paid in full or charged off), loans that have reached a final outcome. 1701 lenders actively fund this industry.

Which SBA program is best for Offices of Chiropractors?

The SBA 7(a) program is the most commonly used for Offices of Chiropractors businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 621310Healthcare & Social ServicesLending Growing

How Much Can Offices of Chiropractors Businesses Get in SBA Loans?

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20,511 SBA loans totaling $3.4B have been approved for offices of chiropractors businesses (NAICS 621310). The average approved SBA loan is $166K, which is 51% below avg the $340K national average. 1701 active lenders fund this industry with a 12.5% default rate on the matured 2018-2021 loan cohort.

Moderate default risk12.5% vs 15.4% all industry avg

At 12.5%, Offices of Chiropractors sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 621310 (Offices of Chiropractors) received 20,511 SBA loans worth $3.4B across 5+ states. Average loan $166K, average term 121 months, 12.5% default rate (resolved loan basis).1701 active SBA approved lenders fund this industry. Most offices of chiropractors loans use the SBA 7(a) program.

20,511

Total SBA Loans

$3.4B

Total Volume

$166K

Avg Loan Size

51% below avg

1,701

Active Lenders

121 mo

Avg Term

7% below avg

68,813

Jobs Supported

Is SBA Lending Growing for Offices of Chiropractors?+44% growth

579

604

561

547

439

542

549

466

588

670

$102.6M

$114.5M

$111.4M

$130.9M

$113.5M

$178.2M

$161.4M

$132.4M

$139.0M

$186.3M

Which SBA Program Do Offices of Chiropractors Businesses Use Most?

SBA 7(a)18,866 (92%)

SBA 5041,645 (8%)

What Is the Best SBA Loan for Offices of Chiropractors?

SBA 7(a)

The most widely used SBA program for offices of chiropractors businesses: flexible terms, multiple use cases

Industry avg loan: $166K

Typical term: 121 months

Historical avg rate: 7.11%

1701+ lenders active in this industry

Default rate (2018 to 21 matured cohort): 12.5%

Where Are Offices of Chiropractors SBA Loans Most Common?

1,719 loans

$376.5M

1,368 loans

$256.1M

1,168 loans

$156.7M

975 loans

$243.4M

966 loans

$167.4M

SBA Lending Activity in Offices of Chiropractors

1,701 SBA lenders have funded 20,511 loans to offices of chiropractors businesses (NAICS 621310). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded

20,511

Active lenders

1,701

Total volume

$3.4B

Avg loan size

$166K

Browse all SBA lenders

Offices of Chiropractors Industry Context

U.S. Employment

27,722,000

BLS · 2026

Talk to PeerSense

PeerSense sources capital for offices of chiropractors businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Offices of Chiropractors business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?

Where are you in the deal?

Equity or down payment ready

Credit score

Timeline to close

SBA already on the books?

What best describes your company

Liquid funds available outside this deal

Where is the property or business

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Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Offices of Chiropractors Businesses?

Across all SBA loan programs, 20,511 loans have been approved for businesses classified under NAICS 621310 (Offices of Chiropractors), representing $3.4B in total capital deployed. The average approved loan of $166K is 51% below avg the national SBA average of $340K, with typical repayment terms of 121 months.

SBA lending for offices of chiropractors is accelerating. Loan volume has grown approximately 44% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

Talk to PeerSense about a offices of chiropractors file. The capital source sets the terms. The desk fee is paid at closing, never upfront.

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Frequently Asked Questions: Offices of Chiropractors SBA Loans

What is the average SBA loan size for offices of chiropractors businesses?

Based on 20,511 approved SBA loans, the average loan size for offices of chiropractors (NAICS 621310) is $166K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a offices of chiropractors business?

SBA 7(a) is the most commonly used SBA program for offices of chiropractors businesses. The most widely used SBA program for offices of chiropractors businesses: flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for offices of chiropractors?

1701 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a offices of chiropractors file.

What states have the most SBA lending for offices of chiropractors?

CA leads with 1,719 SBA loans and $376.5M in total volume for offices of chiropractors businesses. TX, MN, FL also show strong lending activity in this sector.

How does PeerSense help offices of chiropractors businesses get SBA loans?

PeerSense is a capital advisory firm. Talk to PeerSense about a offices of chiropractors file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Related Healthcare & Social Services Industries

Offices of Dentists

36,078 loans · N/A

Avg: $468K

Child Day Care Services

29,236 loans · N/A

Avg: $529K

Offices of Physicians (except Mental Health Specialists)

25,641 loans · N/A

Avg: $452K

Home Health Care Services

9,391 loans · N/A

Avg: $355K

Offices of Physical, Occupational and Speech Therapists, and Audiologi

8,088 loans · N/A

Avg: $256K

Offices of All Other Miscellaneous Health Practitioners

7,476 loans · N/A

Avg: $276K

Data aggregated from SBA loan records (1992 to 2025). Offices of Chiropractors defined by NAICS code 621310. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.