8,088 SBA loans totaling $2.1B have been approved for offices of physical, occupational and speech therapists, and audiologi businesses (NAICS 621340). The average approved SBA loan is $256K, which is 25% below avg the $340K national average. 944 active lenders fund this industry with a 4.1% historical default rate.
The most widely used SBA program for offices of physical, occupational and speech therapists, and audiologi businesses — flexible terms, multiple use cases
PeerSense places SBA loans for offices of physical, occupational and speech therapists, and audiologi businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Across all SBA loan programs, 8,088 loans have been approved for businesses classified under NAICS 621340 (Offices of Physical, Occupational and Speech Therapists, and Audiologi), representing $2.1B in total capital deployed. The average approved loan of $256K is 25% below avg the national SBA average of $340K, with typical repayment terms of 135 months.
SBA lending for offices of physical, occupational and speech therapists, and audiologi is accelerating — loan volume has grown approximately 46% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching offices of physical, occupational and speech therapists, and audiologi business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Offices of Dentists
Child Day Care Services
Offices of Physicians (except Mental Health Specialists)
Offices of Chiropractors
Home Health Care Services
Offices of All Other Miscellaneous Health Practitioners
Data aggregated from SBA loan records (1992–2025). Offices of Physical, Occupational and Speech Therapists, and Audiologi defined by NAICS code 621340. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.