How Much Can Offices of Physical, Occupational and Speech Therapists, and Audiologi Businesses Get in SBA Loans?
8,088 SBA loans totaling $2.1B have been approved for offices of physical, occupational and speech therapists, and audiologi businesses (NAICS 621340). The average approved SBA loan is $256K, which is 25% below avg the $340K national average. 944 active lenders fund this industry with a 6.9% default rate on the matured 2018-2021 loan cohort.
At 6.9%, Offices of Physical, Occupational and Speech Therapists, and Audiologi sits well below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), low default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 621340 (Offices of Physical, Occupational and Speech Therapists, and Audiologi) received 8,088 SBA loans worth $2.1B across 5+ states. Average loan $256K, average term 135 months, 6.9% default rate (resolved loan basis).944 active SBA approved lenders fund this industry. Most offices of physical, occupational and speech therapists, and audiologi loans use the SBA 7(a) program. There are approximately 50,883 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Offices of Physical, Occupational and Speech Therapists, and Audiologi?+46% growth
Which SBA Program Do Offices of Physical, Occupational and Speech Therapists, and Audiologi Businesses Use Most?
What Is the Best SBA Loan for Offices of Physical, Occupational and Speech Therapists, and Audiologi?
The most widely used SBA program for offices of physical, occupational and speech therapists, and audiologi businesses: flexible terms, multiple use cases
Where Are Offices of Physical, Occupational and Speech Therapists, and Audiologi SBA Loans Most Common?
SBA Lending Activity in Offices of Physical, Occupational and Speech Therapists, and Audiologi
944 SBA lenders have funded 8,088 loans to offices of physical, occupational and speech therapists, and audiologi businesses (NAICS 621340). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Offices of Physical, Occupational and Speech Therapists, and Audiologi Industry Context
Talk to PeerSense
PeerSense sources capital for offices of physical, occupational and speech therapists, and audiologi businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Offices of Physical, Occupational and Speech Therapists, and Audiologi business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Offices of Physical, Occupational and Speech Therapists, and Audiologi Businesses?
Across all SBA loan programs, 8,088 loans have been approved for businesses classified under NAICS 621340 (Offices of Physical, Occupational and Speech Therapists, and Audiologi), representing $2.1B in total capital deployed. The average approved loan of $256K is 25% below avg the national SBA average of $340K, with typical repayment terms of 135 months.
SBA lending for offices of physical, occupational and speech therapists, and audiologi is accelerating. Loan volume has grown approximately 46% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a offices of physical, occupational and speech therapists, and audiologi file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Offices of Physical, Occupational and Speech Therapists, and Audiologi SBA Loans
What is the average SBA loan size for offices of physical, occupational and speech therapists, and audiologi businesses?
Which SBA loan program is best for a offices of physical, occupational and speech therapists, and audiologi business?
How many lenders fund SBA loans for offices of physical, occupational and speech therapists, and audiologi?
What states have the most SBA lending for offices of physical, occupational and speech therapists, and audiologi?
How does PeerSense help offices of physical, occupational and speech therapists, and audiologi businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Offices of Physical, Occupational and Speech Therapists, and Audiologi defined by NAICS code 621340. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.