25,641 SBA loans totaling $11.6B have been approved for offices of physicians (except mental health specialists) businesses (NAICS 621111). The average approved SBA loan is $452K, which is 33% above avg the $340K national average. 1293 active lenders fund this industry with a 4.5% historical default rate.
The most widely used SBA program for offices of physicians (except mental health specialists) businesses — flexible terms, multiple use cases
PeerSense places SBA loans for offices of physicians (except mental health specialists) businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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Across all SBA loan programs, 25,641 loans have been approved for businesses classified under NAICS 621111 (Offices of Physicians (except Mental Health Specialists)), representing $11.6B in total capital deployed. The average approved loan of $452K is 33% above avg the national SBA average of $340K, with typical repayment terms of 156 months.
SBA lending for offices of physicians (except mental health specialists) is accelerating — loan volume has grown approximately 45% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
Notably, 23% of SBA loans in this industry use the 504 program — well above the national average — indicating that offices of physicians (except mental health specialists) businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
PeerSense specializes in matching offices of physicians (except mental health specialists) business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Offices of Dentists
Child Day Care Services
Offices of Chiropractors
Home Health Care Services
Offices of Physical, Occupational and Speech Therapists, and Audiologi
Offices of All Other Miscellaneous Health Practitioners
Data aggregated from SBA loan records (1992–2025). Offices of Physicians (except Mental Health Specialists) defined by NAICS code 621111. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.