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NAICS 621111Healthcare & Social ServicesLending Growing

How Much Can Offices of Physicians (except Mental Health Specialists) Businesses Get in SBA Loans?

25,641 SBA loans totaling $11.6B have been approved for offices of physicians (except mental health specialists) businesses (NAICS 621111). The average approved SBA loan is $452K, which is 33% above avg the $340K national average. 1293 active lenders fund this industry with a 4.5% historical default rate.

Quick Answer

NAICS 621111 (Offices of Physicians (except Mental Health Specialists)) received 25,641 SBA loans worth $11.6B across 5+ states. Average loan $452K, average term 156 months, default rate 4.5%.1293 active SBA-approved lenders fund this industry. Most offices of physicians (except mental health specialists) loans use the SBA 7(a) program. There are approximately 197,739 U.S. establishments in this industry (Census 2022).

25,641
Total SBA Loans
$11.6B
Total Volume
$452K
Avg Loan Size
33% above avg
1,293
Active Lenders
156 mo
Avg Term
20% above avg
190,970
Jobs Supported

Is SBA Lending Growing for Offices of Physicians (except Mental Health Specialists)?+45% growth

969
838
758
606
651
892
678
689
898
999
16
17
18
19
20
21
22
23
24
25
$485.6M
$446.9M
$438.3M
$378.9M
$412.6M
$715.8M
$578.4M
$424.4M
$591.8M
$624.1M

Which SBA Program Do Offices of Physicians (except Mental Health Specialists) Businesses Use Most?

SBA 7(a)19,827 (77%)
SBA 5045,814 (23%)

What Is the Best SBA Loan for Offices of Physicians (except Mental Health Specialists)?

SBA 7(a)

The most widely used SBA program for offices of physicians (except mental health specialists) businesses — flexible terms, multiple use cases

Industry avg loan: $452K
Typical term: 156 months
Historical avg rate: 6.88%
1293+ lenders active in this industry
Historical default rate: 4.5%

Where Are Offices of Physicians (except Mental Health Specialists) SBA Loans Most Common?

#1
CA
4,563 loans
$2.8B
#2
TX
2,579 loans
$1.3B
#3
FL
2,361 loans
$1.2B
#4
NY
1,958 loans
$707.6M
#5
AZ
1,148 loans
$586.5M

Top SBA Lenders for Offices of Physicians (except Mental Health Specialists)

These banks have funded the most SBA loans for offices of physicians (except mental health specialists) businesses (NAICS 621111). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1JPMorgan Chase Bank, National Association(OH)2,093$382.2M
2Wells Fargo Bank National Association(SD)1,884$1.1B
3Bank of America, National Association(NC)987$154.7M
4PNC Bank, National Association(DE)943$384.7M
5U.S. Bank, National Association(OH)635$314.1M

Offices of Physicians (except Mental Health Specialists) Industry Context

U.S. Establishments
197,739
U.S. Census Bureau · 2022
U.S. Employment
27,722,000
BLS · 2026
SBA Penetration
12.97%
SBA loans per establishment

Ready to Fund Your Offices of Physicians (except Mental Health Specialists) Business?

PeerSense places SBA loans for offices of physicians (except mental health specialists) businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Offices of Physicians (except Mental Health Specialists) business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

One more step: check the consent box above and type your full legal name as signature to enable the submit button.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Offices of Physicians (except Mental Health Specialists) Businesses?

Across all SBA loan programs, 25,641 loans have been approved for businesses classified under NAICS 621111 (Offices of Physicians (except Mental Health Specialists)), representing $11.6B in total capital deployed. The average approved loan of $452K is 33% above avg the national SBA average of $340K, with typical repayment terms of 156 months.

SBA lending for offices of physicians (except mental health specialists) is accelerating — loan volume has grown approximately 45% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

Notably, 23% of SBA loans in this industry use the 504 program — well above the national average — indicating that offices of physicians (except mental health specialists) businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

PeerSense specializes in matching offices of physicians (except mental health specialists) business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Offices of Physicians (except Mental Health Specialists) SBA Loans

What is the average SBA loan size for offices of physicians (except mental health specialists) businesses?
Based on 25,641 approved SBA loans, the average loan size for offices of physicians (except mental health specialists) (NAICS 621111) is $452K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a offices of physicians (except mental health specialists) business?
SBA 7(a) is the most commonly used SBA program for offices of physicians (except mental health specialists) businesses. The most widely used SBA program for offices of physicians (except mental health specialists) businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for offices of physicians (except mental health specialists)?
1293 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the offices of physicians (except mental health specialists) sector.
What states have the most SBA lending for offices of physicians (except mental health specialists)?
CA leads with 4,563 SBA loans and $2.8B in total volume for offices of physicians (except mental health specialists) businesses. TX, FL, NY also show strong lending activity in this sector.
How does PeerSense help offices of physicians (except mental health specialists) businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the offices of physicians (except mental health specialists) industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Offices of Physicians (except Mental Health Specialists) defined by NAICS code 621111. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.