How Much Can Home Health Care Services Businesses Get in SBA Loans?
9,391 SBA loans totaling $3.3B have been approved for home health care services businesses (NAICS 621610). The average approved SBA loan is $355K, which is 4% above avg the $340K national average. 887 active lenders fund this industry with a 6.3% historical default rate.
NAICS 621610 (Home Health Care Services) received 9,391 SBA loans worth $3.3B across 5+ states. Average loan $355K, average term 125 months, default rate 6.3%.887 active SBA-approved lenders fund this industry. Most home health care services loans use the SBA 7(a) program.
Is SBA Lending Growing for Home Health Care Services?+87% growth
Which SBA Program Do Home Health Care Services Businesses Use Most?
What Is the Best SBA Loan for Home Health Care Services?
The most widely used SBA program for home health care services businesses — flexible terms, multiple use cases
Where Are Home Health Care Services SBA Loans Most Common?
Top SBA Lenders for Home Health Care Services
These banks have funded the most SBA loans for home health care services businesses (NAICS 621610). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 715 | $134.8M |
| 2 | Wells Fargo Bank National Association(SD) | 703 | $202.9M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 577 | $89.8M |
| 4 | U.S. Bank, National Association(OH) | 310 | $117.0M |
| 5 | PNC Bank, National Association(DE) | 291 | $53.6M |
Home Health Care Services Industry Context
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PeerSense places SBA loans for home health care services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Home Health Care Services Businesses?
Across all SBA loan programs, 9,391 loans have been approved for businesses classified under NAICS 621610 (Home Health Care Services), representing $3.3B in total capital deployed. The average approved loan of $355K is 4% above avg the national SBA average of $340K, with typical repayment terms of 125 months.
SBA lending for home health care services is accelerating — loan volume has grown approximately 87% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching home health care services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Home Health Care Services SBA Loans
What is the average SBA loan size for home health care services businesses?
Which SBA loan program is best for a home health care services business?
How many lenders fund SBA loans for home health care services?
What states have the most SBA lending for home health care services?
How does PeerSense help home health care services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Home Health Care Services defined by NAICS code 621610. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.