9,391 SBA loans totaling $3.3B have been approved for home health care services businesses (NAICS 621610). The average approved SBA loan is $355K, which is 4% above avg the $340K national average. 887 active lenders fund this industry with a 6.3% historical default rate.
The most widely used SBA program for home health care services businesses — flexible terms, multiple use cases
PeerSense places SBA loans for home health care services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
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Across all SBA loan programs, 9,391 loans have been approved for businesses classified under NAICS 621610 (Home Health Care Services), representing $3.3B in total capital deployed. The average approved loan of $355K is 4% above avg the national SBA average of $340K, with typical repayment terms of 125 months.
SBA lending for home health care services is accelerating — loan volume has grown approximately 87% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching home health care services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Offices of Dentists
Child Day Care Services
Offices of Physicians (except Mental Health Specialists)
Offices of Chiropractors
Offices of Physical, Occupational and Speech Therapists, and Audiologi
Offices of All Other Miscellaneous Health Practitioners
Data aggregated from SBA loan records (1992–2025). Home Health Care Services defined by NAICS code 621610. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.