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NAICS 532230Real Estate

How Much Can Video Tape and Disc Rental Businesses Get in SBA Loans?

1,990 SBA loans totaling $221.3M have been approved for video tape and disc rental businesses (NAICS 532230). The average approved SBA loan is $111K, which is 67% below avg the $340K national average. 514 active lenders fund this industry with a 25.6% default rate on the matured 2018-2021 loan cohort.

Elevated default risk25.6% vs 15.4% all-industry avg

At 25.6%, Video Tape and Disc Rental sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 532230 (Video Tape and Disc Rental) received 1,990 SBA loans worth $221.3M across 5+ states. Average loan $111K, average term 92 months, 25.6% default rate (resolved-loan basis).514 active SBA-approved lenders fund this industry. Most video tape and disc rental loans use the SBA 7(a) program. There are approximately 466,656 U.S. establishments in this industry (Census 2022).

1,990
Total SBA Loans
$221.3M
Total Volume
$111K
Avg Loan Size
67% below avg
514
Active Lenders
92 mo
Avg Term
29% below avg
4,918
Jobs Supported

Which SBA Program Do Video Tape and Disc Rental Businesses Use Most?

SBA 7(a)1,937 (97%)
SBA 50453 (3%)

What Is the Best SBA Loan for Video Tape and Disc Rental?

SBA 7(a)

The most widely used SBA program for video tape and disc rental businesses — flexible terms, multiple use cases

Industry avg loan: $111K
Typical term: 92 months
Historical avg rate: 7.15%
514+ lenders active in this industry
Default rate (2018–21 matured cohort): 25.6%

Where Are Video Tape and Disc Rental SBA Loans Most Common?

#1
CA
256 loans
$33.8M
#2
TX
154 loans
$21.2M
#3
NY
86 loans
$6.6M
#4
PA
82 loans
$7.2M
#5
MO
76 loans
$6.7M

Top SBA Lenders for Video Tape and Disc Rental

These banks have funded the most SBA loans for video tape and disc rental businesses (NAICS 532230). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)156$27.6M
2Bank of America, National Association(NC)145$11.7M
3PNC Bank, National Association(DE)102$10.2M
4JPMorgan Chase Bank, National Association(OH)87$5.8M
5Bank of Hope(CA)77$7.2M

Video Tape and Disc Rental Industry Context

U.S. Establishments
466,656
U.S. Census Bureau · 2022
SBA Penetration
0.43%
SBA loans per establishment

Ready to Fund Your Video Tape and Disc Rental Business?

PeerSense places SBA loans for video tape and disc rental businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Video Tape and Disc Rental business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Video Tape and Disc Rental Businesses?

Across all SBA loan programs, 1,990 loans have been approved for businesses classified under NAICS 532230 (Video Tape and Disc Rental), representing $221.3M in total capital deployed. The average approved loan of $111K is 67% below avg the national SBA average of $340K, with typical repayment terms of 92 months.

SBA lending for video tape and disc rental has remained relatively stable across recent fiscal years. 514 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for video tape and disc rental uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching video tape and disc rental business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Video Tape and Disc Rental SBA Loans

What is the average SBA loan size for video tape and disc rental businesses?
Based on 1,990 approved SBA loans, the average loan size for video tape and disc rental (NAICS 532230) is $111K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a video tape and disc rental business?
SBA 7(a) is the most commonly used SBA program for video tape and disc rental businesses. The most widely used SBA program for video tape and disc rental businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for video tape and disc rental?
514 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the video tape and disc rental sector.
What states have the most SBA lending for video tape and disc rental?
CA leads with 256 SBA loans and $33.8M in total volume for video tape and disc rental businesses. TX, NY, PA also show strong lending activity in this sector.
How does PeerSense help video tape and disc rental businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the video tape and disc rental industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Video Tape and Disc Rental defined by NAICS code 532230. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.