What is the SBA loan default rate for Video Tape and Disc Rental?

At 25.6%, Video Tape and Disc Rental sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The rate is measured on the resolved loans (paid in full or charged off), loans that have reached a final outcome. 514 lenders actively fund this industry.

Which SBA program is best for Video Tape and Disc Rental?

The SBA 7(a) program is the most commonly used for Video Tape and Disc Rental businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 532230Real Estate

How Much Can Video Tape and Disc Rental Businesses Get in SBA Loans?

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1,990 SBA loans totaling $221.3M have been approved for video tape and disc rental businesses (NAICS 532230). The average approved SBA loan is $111K, which is 67% below avg the $340K national average. 514 active lenders fund this industry with a 25.6% default rate on the matured 2018-2021 loan cohort.

Elevated default risk25.6% vs 15.4% all industry avg

At 25.6%, Video Tape and Disc Rental sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 532230 (Video Tape and Disc Rental) received 1,990 SBA loans worth $221.3M across 5+ states. Average loan $111K, average term 92 months, 25.6% default rate (resolved loan basis).514 active SBA approved lenders fund this industry. Most video tape and disc rental loans use the SBA 7(a) program. There are approximately 466,656 U.S. establishments in this industry (Census 2022).

1,990

Total SBA Loans

$221.3M

Total Volume

$111K

Avg Loan Size

67% below avg

514

Active Lenders

92 mo

Avg Term

29% below avg

4,918

Jobs Supported

Which SBA Program Do Video Tape and Disc Rental Businesses Use Most?

SBA 7(a)1,937 (97%)

SBA 50453 (3%)

What Is the Best SBA Loan for Video Tape and Disc Rental?

SBA 7(a)

The most widely used SBA program for video tape and disc rental businesses: flexible terms, multiple use cases

Industry avg loan: $111K

Typical term: 92 months

Historical avg rate: 7.15%

514+ lenders active in this industry

Default rate (2018 to 21 matured cohort): 25.6%

Where Are Video Tape and Disc Rental SBA Loans Most Common?

256 loans

$33.8M

154 loans

$21.2M

86 loans

$6.6M

82 loans

$7.2M

76 loans

$6.7M

SBA Lending Activity in Video Tape and Disc Rental

514 SBA lenders have funded 1,990 loans to video tape and disc rental businesses (NAICS 532230). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded

1,990

Active lenders

514

Total volume

$221.3M

Avg loan size

$111K

Browse all SBA lenders

Video Tape and Disc Rental Industry Context

U.S. Establishments

466,656

U.S. Census Bureau · 2022

SBA Penetration

0.43%

SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for video tape and disc rental businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Video Tape and Disc Rental business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?

Where are you in the deal?

Equity or down payment ready

Credit score

Timeline to close

SBA already on the books?

What best describes your company

Liquid funds available outside this deal

Where is the property or business

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Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Video Tape and Disc Rental Businesses?

Across all SBA loan programs, 1,990 loans have been approved for businesses classified under NAICS 532230 (Video Tape and Disc Rental), representing $221.3M in total capital deployed. The average approved loan of $111K is 67% below avg the national SBA average of $340K, with typical repayment terms of 92 months.

SBA lending for video tape and disc rental has remained relatively stable across recent fiscal years. 514 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for video tape and disc rental uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

Talk to PeerSense about a video tape and disc rental file. The capital source sets the terms. The desk fee is paid at closing, never upfront.

SBA Loan Guide SBA Calculator SBA Lender Directory Industry Data Hub Current SBA Rates Contact Us

Frequently Asked Questions: Video Tape and Disc Rental SBA Loans

What is the average SBA loan size for video tape and disc rental businesses?

Based on 1,990 approved SBA loans, the average loan size for video tape and disc rental (NAICS 532230) is $111K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a video tape and disc rental business?

SBA 7(a) is the most commonly used SBA program for video tape and disc rental businesses. The most widely used SBA program for video tape and disc rental businesses: flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for video tape and disc rental?

514 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a video tape and disc rental file.

What states have the most SBA lending for video tape and disc rental?

CA leads with 256 SBA loans and $33.8M in total volume for video tape and disc rental businesses. TX, NY, PA also show strong lending activity in this sector.

How does PeerSense help video tape and disc rental businesses get SBA loans?

PeerSense is a capital advisory firm. Talk to PeerSense about a video tape and disc rental file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Related Real Estate Industries

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Avg: $214K

Lessors of Nonresidential Buildings (except Miniwarehouses)

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Avg: $487K

Data aggregated from SBA loan records (1992 to 2025). Video Tape and Disc Rental defined by NAICS code 532230. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.