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NAICS 531311Real EstateLending Growing

How Much Can Residential Property Managers Businesses Get in SBA Loans?

3,789 SBA loans totaling $805.7M have been approved for residential property managers businesses (NAICS 531311). The average approved SBA loan is $213K, which is 38% below avg the $340K national average. 459 active lenders fund this industry with a 26.1% default rate on the matured 2018-2021 loan cohort.

Elevated default risk26.1% vs 15.4% all-industry avg

At 26.1%, Residential Property Managers sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 531311 (Residential Property Managers) received 3,789 SBA loans worth $805.7M across 5+ states. Average loan $213K, average term 116 months, 26.1% default rate (resolved-loan basis).459 active SBA-approved lenders fund this industry. Most residential property managers loans use the SBA 7(a) program. There are approximately 57,435 U.S. establishments in this industry (Census 2022).

3,789
Total SBA Loans
$805.7M
Total Volume
$213K
Avg Loan Size
38% below avg
459
Active Lenders
116 mo
Avg Term
11% below avg
25,755
Jobs Supported

Is SBA Lending Growing for Residential Property Managers?+47% growth

157
168
159
117
147
163
185
187
275
275
16
17
18
19
20
21
22
23
24
25
$31.7M
$43.3M
$34.8M
$39.4M
$51.3M
$68.7M
$63.4M
$50.5M
$77.7M
$110.9M

Which SBA Program Do Residential Property Managers Businesses Use Most?

SBA 7(a)3,476 (92%)
SBA 504313 (8%)

What Is the Best SBA Loan for Residential Property Managers?

SBA 7(a)

The most widely used SBA program for residential property managers businesses — flexible terms, multiple use cases

Industry avg loan: $213K
Typical term: 116 months
Historical avg rate: 8.18%
459+ lenders active in this industry
Default rate (2018–21 matured cohort): 26.1%

Where Are Residential Property Managers SBA Loans Most Common?

#1
CA
541 loans
$168.5M
#2
FL
369 loans
$88.1M
#3
NY
304 loans
$41.2M
#4
TX
207 loans
$49.8M
#5
OH
181 loans
$16.9M

Top SBA Lenders for Residential Property Managers

These banks have funded the most SBA loans for residential property managers businesses (NAICS 531311). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1U.S. Bank, National Association(OH)357$36.7M
2Citizens Bank, National Association(RI)283$12.5M
3Bank of America, National Association(NC)268$9.9M
4JPMorgan Chase Bank, National Association(OH)224$16.3M
5United Midwest Savings Bank National Association(OH)206$33.9M

Residential Property Managers Industry Context

U.S. Establishments
57,435
U.S. Census Bureau · 2022
SBA Penetration
6.60%
SBA loans per establishment

Ready to Fund Your Residential Property Managers Business?

PeerSense places SBA loans for residential property managers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Residential Property Managers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Residential Property Managers Businesses?

Across all SBA loan programs, 3,789 loans have been approved for businesses classified under NAICS 531311 (Residential Property Managers), representing $805.7M in total capital deployed. The average approved loan of $213K is 38% below avg the national SBA average of $340K, with typical repayment terms of 116 months.

SBA lending for residential property managers is accelerating — loan volume has grown approximately 47% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.

The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching residential property managers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Residential Property Managers SBA Loans

What is the average SBA loan size for residential property managers businesses?
Based on 3,789 approved SBA loans, the average loan size for residential property managers (NAICS 531311) is $213K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a residential property managers business?
SBA 7(a) is the most commonly used SBA program for residential property managers businesses. The most widely used SBA program for residential property managers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for residential property managers?
459 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the residential property managers sector.
What states have the most SBA lending for residential property managers?
CA leads with 541 SBA loans and $168.5M in total volume for residential property managers businesses. FL, NY, TX also show strong lending activity in this sector.
How does PeerSense help residential property managers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the residential property managers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Residential Property Managers defined by NAICS code 531311. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.