How Much Can Offices of Real Estate Agents and Brokers Businesses Get in SBA Loans?
9,591 SBA loans totaling $2.1B have been approved for offices of real estate agents and brokers businesses (NAICS 531210). The average approved SBA loan is $214K, which is 37% below avg the $340K national average. 750 active lenders fund this industry with a 28.4% default rate on the matured 2018-2021 loan cohort.
At 28.4%, Offices of Real Estate Agents and Brokers sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 531210 (Offices of Real Estate Agents and Brokers) received 9,591 SBA loans worth $2.1B across 5+ states. Average loan $214K, average term 132 months, 28.4% default rate (resolved-loan basis).750 active SBA-approved lenders fund this industry. Most offices of real estate agents and brokers loans use the SBA 7(a) program.
Is SBA Lending Growing for Offices of Real Estate Agents and Brokers?+25% growth
Which SBA Program Do Offices of Real Estate Agents and Brokers Businesses Use Most?
What Is the Best SBA Loan for Offices of Real Estate Agents and Brokers?
The most widely used SBA program for offices of real estate agents and brokers businesses — flexible terms, multiple use cases
Where Are Offices of Real Estate Agents and Brokers SBA Loans Most Common?
Top SBA Lenders for Offices of Real Estate Agents and Brokers
These banks have funded the most SBA loans for offices of real estate agents and brokers businesses (NAICS 531210). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 983 | $95.7M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 833 | $61.8M |
| 3 | Bank of America, National Association(NC) | 800 | $37.9M |
| 4 | Citizens Bank, National Association(RI) | 394 | $16.4M |
| 5 | Wells Fargo Bank National Association(SD) | 383 | $97.5M |
Offices of Real Estate Agents and Brokers Industry Context
Ready to Fund Your Offices of Real Estate Agents and Brokers Business?
PeerSense places SBA loans for offices of real estate agents and brokers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Offices of Real Estate Agents and Brokers business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Offices of Real Estate Agents and Brokers Businesses?
Across all SBA loan programs, 9,591 loans have been approved for businesses classified under NAICS 531210 (Offices of Real Estate Agents and Brokers), representing $2.1B in total capital deployed. The average approved loan of $214K is 37% below avg the national SBA average of $340K, with typical repayment terms of 132 months.
SBA lending for offices of real estate agents and brokers is accelerating — loan volume has grown approximately 25% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching offices of real estate agents and brokers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Offices of Real Estate Agents and Brokers SBA Loans
What is the average SBA loan size for offices of real estate agents and brokers businesses?
Which SBA loan program is best for a offices of real estate agents and brokers business?
How many lenders fund SBA loans for offices of real estate agents and brokers?
What states have the most SBA lending for offices of real estate agents and brokers?
How does PeerSense help offices of real estate agents and brokers businesses get SBA loans?
Related Real Estate Industries
Lessors of Nonresidential Buildings (except Miniwarehouses)
Residential Property Managers
Lessors of Miniwarehouses and Self-Storage Units
Other Activities Related to Real Estate
Other Commercial and Industrial Machinery and Equipment Rental and Lea
Video Tape and Disc Rental
Data aggregated from SBA loan records (1992–2025). Offices of Real Estate Agents and Brokers defined by NAICS code 531210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.