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NAICS 532490Real EstateLending Growing

How Much Can Other Commercial and Industrial Machinery and Equipment Rental and Lea Businesses Get in SBA Loans?

2,334 SBA loans totaling $1.1B have been approved for other commercial and industrial machinery and equipment rental and lea businesses (NAICS 532490). The average approved SBA loan is $487K, which is 43% above avg the $340K national average. 489 active lenders fund this industry with a 9.9% default rate on the matured 2018-2021 loan cohort.

Low default risk9.9% vs 15.4% all industry avg

At 9.9%, Other Commercial and Industrial Machinery and Equipment Rental and Lea sits well below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), low default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 532490 (Other Commercial and Industrial Machinery and Equipment Rental and Lea) received 2,334 SBA loans worth $1.1B across 5+ states. Average loan $487K, average term 122 months, 9.9% default rate (resolved loan basis).489 active SBA approved lenders fund this industry. Most other commercial and industrial machinery and equipment rental and lea loans use the SBA 7(a) program. There are approximately 9,599 U.S. establishments in this industry (Census 2022).

2,334
Total SBA Loans
$1.1B
Total Volume
$487K
Avg Loan Size
43% above avg
489
Active Lenders
122 mo
Avg Term
6% below avg
20,732
Jobs Supported

Is SBA Lending Growing for Other Commercial and Industrial Machinery and Equipment Rental and Lea?+36% growth

105
86
105
82
53
88
75
78
86
106
16
17
18
19
20
21
22
23
24
25
$83.9M
$52.7M
$69.9M
$53.7M
$43.7M
$94.4M
$49.8M
$47.9M
$45.9M
$56.3M

Which SBA Program Do Other Commercial and Industrial Machinery and Equipment Rental and Lea Businesses Use Most?

SBA 7(a)2,062 (88%)
SBA 504272 (12%)

What Is the Best SBA Loan for Other Commercial and Industrial Machinery and Equipment Rental and Lea?

SBA 7(a)

The most widely used SBA program for other commercial and industrial machinery and equipment rental and lea businesses: flexible terms, multiple use cases

Industry avg loan: $487K
Typical term: 122 months
Historical avg rate: 7.09%
489+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 9.9%

Where Are Other Commercial and Industrial Machinery and Equipment Rental and Lea SBA Loans Most Common?

#1
CA
459 loans
$273.5M
#2
TX
193 loans
$130.6M
#3
FL
134 loans
$73.6M
#4
NY
108 loans
$35.6M
#5
OH
99 loans
$39.4M

SBA Lending Activity in Other Commercial and Industrial Machinery and Equipment Rental and Lea

489 SBA lenders have funded 2,334 loans to other commercial and industrial machinery and equipment rental and lea businesses (NAICS 532490). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
2,334
Active lenders
489
Total volume
$1.1B
Avg loan size
$487K
Browse all SBA lenders

Other Commercial and Industrial Machinery and Equipment Rental and Lea Industry Context

U.S. Establishments
9,599
U.S. Census Bureau · 2022
SBA Penetration
24.32%
SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for other commercial and industrial machinery and equipment rental and lea businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Other Commercial and Industrial Machinery and Equipment Rental and Lea business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Other Commercial and Industrial Machinery and Equipment Rental and Lea Businesses?

Across all SBA loan programs, 2,334 loans have been approved for businesses classified under NAICS 532490 (Other Commercial and Industrial Machinery and Equipment Rental and Lea), representing $1.1B in total capital deployed. The average approved loan of $487K is 43% above avg the national SBA average of $340K, with typical repayment terms of 122 months.

SBA lending for other commercial and industrial machinery and equipment rental and lea is accelerating. Loan volume has grown approximately 36% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

Talk to PeerSense about a other commercial and industrial machinery and equipment rental and lea file. The capital source sets the terms. The desk fee is paid at closing, never upfront.

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Frequently Asked Questions: Other Commercial and Industrial Machinery and Equipment Rental and Lea SBA Loans

What is the average SBA loan size for other commercial and industrial machinery and equipment rental and lea businesses?
Based on 2,334 approved SBA loans, the average loan size for other commercial and industrial machinery and equipment rental and lea (NAICS 532490) is $487K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other commercial and industrial machinery and equipment rental and lea business?
SBA 7(a) is the most commonly used SBA program for other commercial and industrial machinery and equipment rental and lea businesses. The most widely used SBA program for other commercial and industrial machinery and equipment rental and lea businesses: flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other commercial and industrial machinery and equipment rental and lea?
489 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a other commercial and industrial machinery and equipment rental and lea file.
What states have the most SBA lending for other commercial and industrial machinery and equipment rental and lea?
CA leads with 459 SBA loans and $273.5M in total volume for other commercial and industrial machinery and equipment rental and lea businesses. TX, FL, NY also show strong lending activity in this sector.
How does PeerSense help other commercial and industrial machinery and equipment rental and lea businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a other commercial and industrial machinery and equipment rental and lea file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

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Data aggregated from SBA loan records (1992 to 2025). Other Commercial and Industrial Machinery and Equipment Rental and Lea defined by NAICS code 532490. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.