How Much Can Lessors of Miniwarehouses and Self-Storage Units Businesses Get in SBA Loans?
3,534 SBA loans totaling $4.4B have been approved for lessors of miniwarehouses and self-storage units businesses (NAICS 531130). The average approved SBA loan is $1.2M, which is 265% above avg the $340K national average. 539 active lenders fund this industry with a 1.2% default rate on the matured 2018-2021 loan cohort.
At 1.2%, Lessors of Miniwarehouses and Self-Storage Units sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 531130 (Lessors of Miniwarehouses and Self-Storage Units) received 3,534 SBA loans worth $4.4B across 5+ states. Average loan $1.2M, average term 264 months, 1.2% default rate (resolved-loan basis).539 active SBA-approved lenders fund this industry. Most lessors of miniwarehouses and self-storage units loans use the SBA 504 program. There are approximately 18,286 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Lessors of Miniwarehouses and Self-Storage Units?-16% decline
Which SBA Program Do Lessors of Miniwarehouses and Self-Storage Units Businesses Use Most?
What Is the Best SBA Loan for Lessors of Miniwarehouses and Self-Storage Units?
37% of lessors of miniwarehouses and self-storage units loans use this program — ideal for real estate and major equipment purchases
Where Are Lessors of Miniwarehouses and Self-Storage Units SBA Loans Most Common?
Top SBA Lenders for Lessors of Miniwarehouses and Self-Storage Units
These banks have funded the most SBA loans for lessors of miniwarehouses and self-storage units businesses (NAICS 531130). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Live Oak Banking Company(NC) | 626 | $1.3B |
| 2 | Bank Five Nine(WI) | 320 | $338.9M |
| 3 | WBD, Inc.(WI) | 84 | $58.8M |
| 4 | Mountain West Small Business F(UT) | 83 | $103.2M |
| 5 | U.S. Bank, National Association(OH) | 61 | $64.0M |
Lessors of Miniwarehouses and Self-Storage Units Industry Context
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How Does SBA Lending Work for Lessors of Miniwarehouses and Self-Storage Units Businesses?
Across all SBA loan programs, 3,534 loans have been approved for businesses classified under NAICS 531130 (Lessors of Miniwarehouses and Self-Storage Units), representing $4.4B in total capital deployed. The average approved loan of $1.2M is 265% above avg the national SBA average of $340K, with typical repayment terms of 264 months.
SBA lending for lessors of miniwarehouses and self-storage units has contracted approximately 16% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 539 lenders remain active, maintaining competitive options for qualified borrowers.
Notably, 37% of SBA loans in this industry use the 504 program — well above the national average — indicating that lessors of miniwarehouses and self-storage units businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
PeerSense specializes in matching lessors of miniwarehouses and self-storage units business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Lessors of Miniwarehouses and Self-Storage Units SBA Loans
What is the average SBA loan size for lessors of miniwarehouses and self-storage units businesses?
Which SBA loan program is best for a lessors of miniwarehouses and self-storage units business?
How many lenders fund SBA loans for lessors of miniwarehouses and self-storage units?
What states have the most SBA lending for lessors of miniwarehouses and self-storage units?
How does PeerSense help lessors of miniwarehouses and self-storage units businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Lessors of Miniwarehouses and Self-Storage Units defined by NAICS code 531130. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.