How Much Can Truck Trailer Manufacturing Businesses Get in SBA Loans?
416 SBA loans totaling $189.7M have been approved for truck trailer manufacturing businesses (NAICS 336212). The average approved SBA loan is $456K, which is 34% above avg the $340K national average. 195 active lenders fund this industry with a 12.9% default rate on the matured 2018-2021 loan cohort.
At 12.9%, Truck Trailer Manufacturing sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 336212 (Truck Trailer Manufacturing) received 416 SBA loans worth $189.7M across 5+ states. Average loan $456K, average term 137 months, 12.9% default rate (resolved-loan basis).195 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 549 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Truck Trailer Manufacturing?+45% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Truck Trailer Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Truck Trailer Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Truck Trailer Manufacturing SBA Loans Most Common?
Top SBA Lenders for Truck Trailer Manufacturing
These banks have funded the most SBA loans for truck trailer manufacturing businesses (NAICS 336212). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 22 | $11.8M |
| 2 | The Huntington National Bank(OH) | 17 | $7.6M |
| 3 | PNC Bank, National Association(DE) | 16 | $2.2M |
| 4 | Zions Bank, A Division of(UT) | 11 | $2.7M |
| 5 | Live Oak Banking Company(NC) | 10 | $14.4M |
Truck Trailer Manufacturing Industry Context
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How Does SBA Lending Work for Truck Trailer Manufacturing Businesses?
Across all SBA loan programs, 416 loans have been approved for businesses classified under NAICS 336212 (Truck Trailer Manufacturing), representing $189.7M in total capital deployed. The average approved loan of $456K is 34% above avg the national SBA average of $340K, with typical repayment terms of 137 months.
SBA lending for truck trailer manufacturing is accelerating — loan volume has grown approximately 45% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2021.
The industry sees a balanced mix of SBA programs, with 16% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Truck Trailer Manufacturing SBA Loans
What is the average SBA loan size for truck trailer manufacturing businesses?
Which SBA loan program is best for a truck trailer manufacturing business?
How many lenders fund SBA loans for truck trailer manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help truck trailer manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Truck Trailer Manufacturing defined by NAICS code 336212. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.