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NAICS 622310Healthcare & Social ServicesLending Growing

How Much Can Specialty (except Psychiatric and Substance Abuse) Hospitals Businesses Get in SBA Loans?

199 SBA loans totaling $76.1M have been approved for specialty (except psychiatric and substance abuse) hospitals businesses (NAICS 622310). The average approved SBA loan is $383K, which is 12% above avg the $340K national average. 87 active lenders fund this industry with a 14.4% default rate on the matured 2018-2021 loan cohort.

Moderate default risk14.4% vs 15.4% all-industry avg

At 14.4%, Specialty (except Psychiatric and Substance Abuse) Hospitals sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 622310 (Specialty (except Psychiatric and Substance Abuse) Hospitals) received 199 SBA loans worth $76.1M across 5+ states. Average loan $383K, average term 108 months, 14.4% default rate (resolved-loan basis).87 active SBA-approved lenders fund this industry. Most specialty (except psychiatric and substance abuse) hospitals loans use the SBA 7(a) program. There are approximately 861 U.S. establishments in this industry (Census 2022).

199
Total SBA Loans
$76.1M
Total Volume
$383K
Avg Loan Size
12% above avg
87
Active Lenders
108 mo
Avg Term
17% below avg
3,357
Jobs Supported

Is SBA Lending Growing for Specialty (except Psychiatric and Substance Abuse) Hospitals?+150% growth

4
8
3
2
1
6
6
2
8
5
16
17
18
19
20
21
22
23
24
25
$1.5M
$1.6M
$399K
$105K
$2.0M
$2.5M
$2.3M
$912K
$6.3M
$865K

Which SBA Program Do Specialty (except Psychiatric and Substance Abuse) Hospitals Businesses Use Most?

SBA 7(a)179 (90%)
SBA 50420 (10%)

What Is the Best SBA Loan for Specialty (except Psychiatric and Substance Abuse) Hospitals?

SBA 7(a)

The most widely used SBA program for specialty (except psychiatric and substance abuse) hospitals businesses — flexible terms, multiple use cases

Industry avg loan: $383K
Typical term: 108 months
Historical avg rate: 7.32%
87+ lenders active in this industry
Default rate (2018–21 matured cohort): 14.4%

Where Are Specialty (except Psychiatric and Substance Abuse) Hospitals SBA Loans Most Common?

#1
TX
25 loans
$18.4M
#2
OH
14 loans
$984K
#3
FL
14 loans
$2.2M
#4
CA
13 loans
$9.8M
#5
MI
11 loans
$2.6M

Top SBA Lenders for Specialty (except Psychiatric and Substance Abuse) Hospitals

These banks have funded the most SBA loans for specialty (except psychiatric and substance abuse) hospitals businesses (NAICS 622310). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)17$6.6M
2U.S. Bank, National Association(OH)15$591K
3Citizens Bank, National Association(RI)14$735K
4Bank of America, National Association(NC)13$522K
5Wells Fargo Bank National Association(SD)12$1.2M

Specialty (except Psychiatric and Substance Abuse) Hospitals Industry Context

U.S. Establishments
861
U.S. Census Bureau · 2022
SBA Penetration
23.11%
SBA loans per establishment

Ready to Fund Your Specialty (except Psychiatric and Substance Abuse) Hospitals Business?

PeerSense places SBA loans for specialty (except psychiatric and substance abuse) hospitals businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Specialty (except Psychiatric and Substance Abuse) Hospitals business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Specialty (except Psychiatric and Substance Abuse) Hospitals Businesses?

Across all SBA loan programs, 199 loans have been approved for businesses classified under NAICS 622310 (Specialty (except Psychiatric and Substance Abuse) Hospitals), representing $76.1M in total capital deployed. The average approved loan of $383K is 12% above avg the national SBA average of $340K, with typical repayment terms of 108 months.

SBA lending for specialty (except psychiatric and substance abuse) hospitals is accelerating — loan volume has grown approximately 150% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.

The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching specialty (except psychiatric and substance abuse) hospitals business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Specialty (except Psychiatric and Substance Abuse) Hospitals SBA Loans

What is the average SBA loan size for specialty (except psychiatric and substance abuse) hospitals businesses?
Based on 199 approved SBA loans, the average loan size for specialty (except psychiatric and substance abuse) hospitals (NAICS 622310) is $383K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a specialty (except psychiatric and substance abuse) hospitals business?
SBA 7(a) is the most commonly used SBA program for specialty (except psychiatric and substance abuse) hospitals businesses. The most widely used SBA program for specialty (except psychiatric and substance abuse) hospitals businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for specialty (except psychiatric and substance abuse) hospitals?
87 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the specialty (except psychiatric and substance abuse) hospitals sector.
What states have the most SBA lending for specialty (except psychiatric and substance abuse) hospitals?
TX leads with 25 SBA loans and $18.4M in total volume for specialty (except psychiatric and substance abuse) hospitals businesses. OH, FL, CA also show strong lending activity in this sector.
How does PeerSense help specialty (except psychiatric and substance abuse) hospitals businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the specialty (except psychiatric and substance abuse) hospitals industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Specialty (except Psychiatric and Substance Abuse) Hospitals defined by NAICS code 622310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.