How Much Can Small Arms Ammunition Manufacturing Businesses Get in SBA Loans?
121 SBA loans totaling $50.2M have been approved for small arms ammunition manufacturing businesses (NAICS 332992). The average approved SBA loan is $415K, which is 22% above avg the $340K national average. 68 active lenders fund this industry.
NAICS 332992 (Small Arms Ammunition Manufacturing) received 121 SBA loans worth $50.2M across 5+ states. Average loan $415K, average term 97 months.68 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 175 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Small Arms Ammunition Manufacturing?-40% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Small Arms Ammunition Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Small Arms Ammunition Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Small Arms Ammunition Manufacturing SBA Loans Most Common?
Top SBA Lenders for Small Arms Ammunition Manufacturing
These banks have funded the most SBA loans for small arms ammunition manufacturing businesses (NAICS 332992). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Zions Bank, A Division of(UT) | 11 | $5.3M |
| 2 | The Huntington National Bank(OH) | 10 | $711K |
| 3 | Needham Bank(MA) | 5 | $1.6M |
| 4 | Truist Bank(NC) | 5 | $6.3M |
| 5 | Wells Fargo Bank National Association(SD) | 4 | $490K |
Small Arms Ammunition Manufacturing Industry Context
Ready to Fund Your Small Arms Ammunition Manufacturing Business?
PeerSense places SBA loans for small arms ammunition manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Small Arms Ammunition Manufacturing business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Small Arms Ammunition Manufacturing Businesses?
Across all SBA loan programs, 121 loans have been approved for businesses classified under NAICS 332992 (Small Arms Ammunition Manufacturing), representing $50.2M in total capital deployed. The average approved loan of $415K is 22% above avg the national SBA average of $340K, with typical repayment terms of 97 months.
SBA lending for small arms ammunition manufacturing has contracted approximately 40% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 68 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Small Arms Ammunition Manufacturing SBA Loans
What is the average SBA loan size for small arms ammunition manufacturing businesses?
Which SBA loan program is best for a small arms ammunition manufacturing business?
How many lenders fund SBA loans for small arms ammunition manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help small arms ammunition manufacturing businesses get SBA loans?
Related Manufacturing Industries
Machine Shops
All Other Miscellaneous Manufacturing
All Other Miscellaneous Fabricated Metal Product Manufacturing
Wood Kitchen Cabinet and Countertop Manufacturing
Sign Manufacturing
Fabricated Structural Metal Manufacturing
Data aggregated from SBA loan records (1992–2025). Small Arms Ammunition Manufacturing defined by NAICS code 332992. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.