How Much Can Secondary Smelting and Alloying of Aluminum Businesses Get in SBA Loans?
34 SBA loans totaling $18.6M have been approved for secondary smelting and alloying of aluminum businesses (NAICS 331314). The average approved SBA loan is $546K, which is 60% above avg the $340K national average. 27 active lenders fund this industry.
NAICS 331314 (Secondary Smelting and Alloying of Aluminum) received 34 SBA loans worth $18.6M across 5+ states. Average loan $546K, average term 142 months.27 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 95 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Secondary Smelting and Alloying of Aluminum?
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Secondary Smelting and Alloying of Aluminum Businesses Use Most?
What Is the Best SBA Loan for Secondary Smelting and Alloying of Aluminum?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Secondary Smelting and Alloying of Aluminum SBA Loans Most Common?
Top SBA Lenders for Secondary Smelting and Alloying of Aluminum
These banks have funded the most SBA loans for secondary smelting and alloying of aluminum businesses (NAICS 331314). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Celtic Bank Corporation(UT) | 3 | $1.5M |
| 2 | Pillar Bank(WI) | 2 | $450K |
| 3 | Birmingham Citywide Local Deve(AL) | 2 | $837K |
| 4 | Citizens Bank, National Association(RI) | 2 | $60K |
| 5 | TD Bank, National Association(DE) | 2 | $50K |
Secondary Smelting and Alloying of Aluminum Industry Context
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How Does SBA Lending Work for Secondary Smelting and Alloying of Aluminum Businesses?
Across all SBA loan programs, 34 loans have been approved for businesses classified under NAICS 331314 (Secondary Smelting and Alloying of Aluminum), representing $18.6M in total capital deployed. The average approved loan of $546K is 60% above avg the national SBA average of $340K, with typical repayment terms of 142 months.
SBA lending for secondary smelting and alloying of aluminum has remained relatively stable across recent fiscal years. 27 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
Notably, 26% of SBA loans in this industry use the 504 program — well above the national average — indicating that secondary smelting and alloying of aluminum businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Secondary Smelting and Alloying of Aluminum SBA Loans
What is the average SBA loan size for secondary smelting and alloying of aluminum businesses?
Which SBA loan program is best for a secondary smelting and alloying of aluminum business?
How many lenders fund SBA loans for secondary smelting and alloying of aluminum?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help secondary smelting and alloying of aluminum businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Secondary Smelting and Alloying of Aluminum defined by NAICS code 331314. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.