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NAICS 332216ManufacturingFY2026 Fee WaiversLending Growing

How Much Can Saw Blade and Handtool Manufacturing Businesses Get in SBA Loans?

107 SBA loans totaling $50.7M have been approved for saw blade and handtool manufacturing businesses (NAICS 332216). The average approved SBA loan is $474K, which is 39% above avg the $340K national average. 62 active lenders fund this industry.

Quick Answer

NAICS 332216 (Saw Blade and Handtool Manufacturing) received 107 SBA loans worth $50.7M across 5+ states. Average loan $474K, average term 124 months.62 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 819 U.S. establishments in this industry (Census 2022).

107
Total SBA Loans
$50.7M
Total Volume
$474K
Avg Loan Size
39% above avg
62
Active Lenders
124 mo
Avg Term
5% below avg
1,099
Jobs Supported

Is SBA Lending Growing for Saw Blade and Handtool Manufacturing?+80% growth

6
9
10
4
7
9
3
5
3
9
16
17
18
19
20
21
22
23
24
25
$1.7M
$6.9M
$2.5M
$347K
$1.6M
$7.0M
$475K
$1.5M
$539K
$6.7M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Saw Blade and Handtool Manufacturing Businesses Use Most?

SBA 7(a)98 (92%)
SBA 5049 (8%)

What Is the Best SBA Loan for Saw Blade and Handtool Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $474K
Typical term: 124 months
Historical avg rate: 6.68%
62+ lenders active in this industry

Where Are Saw Blade and Handtool Manufacturing SBA Loans Most Common?

#1
OH
13 loans
$7.9M
#2
CA
11 loans
$7.8M
#3
MI
11 loans
$3.2M
#4
IL
5 loans
$2.2M
#5
NY
5 loans
$327K

Top SBA Lenders for Saw Blade and Handtool Manufacturing

These banks have funded the most SBA loans for saw blade and handtool manufacturing businesses (NAICS 332216). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)15$5.3M
2Wells Fargo Bank National Association(SD)8$3.9M
3Simmons Bank(AR)4$5.1M
4U.S. Bank, National Association(OH)3$336K
5JPMorgan Chase Bank, National Association(OH)3$439K

Saw Blade and Handtool Manufacturing Industry Context

U.S. Establishments
819
U.S. Census Bureau · 2022
U.S. Employment
12,573,000
BLS · 2026
SBA Penetration
13.06%
SBA loans per establishment

Ready to Fund Your Saw Blade and Handtool Manufacturing Business?

PeerSense places SBA loans for saw blade and handtool manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Saw Blade and Handtool Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Saw Blade and Handtool Manufacturing Businesses?

Across all SBA loan programs, 107 loans have been approved for businesses classified under NAICS 332216 (Saw Blade and Handtool Manufacturing), representing $50.7M in total capital deployed. The average approved loan of $474K is 39% above avg the national SBA average of $340K, with typical repayment terms of 124 months.

SBA lending for saw blade and handtool manufacturing is accelerating — loan volume has grown approximately 80% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2018.

The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Saw Blade and Handtool Manufacturing SBA Loans

What is the average SBA loan size for saw blade and handtool manufacturing businesses?
Based on 107 approved SBA loans, the average loan size for saw blade and handtool manufacturing (NAICS 332216) is $474K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a saw blade and handtool manufacturing business?
SBA 7(a) is the most commonly used SBA program for saw blade and handtool manufacturing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for saw blade and handtool manufacturing?
62 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the saw blade and handtool manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help saw blade and handtool manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the saw blade and handtool manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Saw Blade and Handtool Manufacturing defined by NAICS code 332216. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.