How Much Can Prefabricated Metal Building and Component Manufacturing Businesses Get in SBA Loans?
553 SBA loans totaling $333.3M have been approved for prefabricated metal building and component manufacturing businesses (NAICS 332311). The average approved SBA loan is $603K, which is 77% above avg the $340K national average. 233 active lenders fund this industry with a 14.4% default rate on the matured 2018-2021 loan cohort.
At 14.4%, Prefabricated Metal Building and Component Manufacturing sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 332311 (Prefabricated Metal Building and Component Manufacturing) received 553 SBA loans worth $333.3M across 5+ states. Average loan $603K, average term 134 months, 14.4% default rate (resolved-loan basis).233 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 799 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Prefabricated Metal Building and Component Manufacturing?
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Prefabricated Metal Building and Component Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Prefabricated Metal Building and Component Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Prefabricated Metal Building and Component Manufacturing SBA Loans Most Common?
Top SBA Lenders for Prefabricated Metal Building and Component Manufacturing
These banks have funded the most SBA loans for prefabricated metal building and component manufacturing businesses (NAICS 332311). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 30 | $13.2M |
| 2 | U.S. Bank, National Association(OH) | 19 | $8.8M |
| 3 | The Huntington National Bank(OH) | 17 | $7.6M |
| 4 | PNC Bank, National Association(DE) | 11 | $2.3M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 11 | $2.7M |
Prefabricated Metal Building and Component Manufacturing Industry Context
Ready to Fund Your Prefabricated Metal Building and Component Manufacturing Business?
PeerSense places SBA loans for prefabricated metal building and component manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Prefabricated Metal Building and Component Manufacturing Businesses?
Across all SBA loan programs, 553 loans have been approved for businesses classified under NAICS 332311 (Prefabricated Metal Building and Component Manufacturing), representing $333.3M in total capital deployed. The average approved loan of $603K is 77% above avg the national SBA average of $340K, with typical repayment terms of 134 months.
SBA lending for prefabricated metal building and component manufacturing has remained relatively stable across recent fiscal years. 233 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 20% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Prefabricated Metal Building and Component Manufacturing SBA Loans
What is the average SBA loan size for prefabricated metal building and component manufacturing businesses?
Which SBA loan program is best for a prefabricated metal building and component manufacturing business?
How many lenders fund SBA loans for prefabricated metal building and component manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help prefabricated metal building and component manufacturing businesses get SBA loans?
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Fabricated Structural Metal Manufacturing
Data aggregated from SBA loan records (1992–2025). Prefabricated Metal Building and Component Manufacturing defined by NAICS code 332311. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.