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NAICS 333220ManufacturingFY2026 Fee Waivers

How Much Can Plastics and Rubber Industry Machinery Manufacturing Businesses Get in SBA Loans?

236 SBA loans totaling $89.7M have been approved for plastics and rubber industry machinery manufacturing businesses (NAICS 333220). The average approved SBA loan is $380K, which is 12% above avg the $340K national average. 102 active lenders fund this industry with a 13.7% default rate on the matured 2018-2021 loan cohort.

Moderate default risk13.7% vs 15.4% all-industry avg

At 13.7%, Plastics and Rubber Industry Machinery Manufacturing sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 333220 (Plastics and Rubber Industry Machinery Manufacturing) received 236 SBA loans worth $89.7M across 5+ states. Average loan $380K, average term 114 months, 13.7% default rate (resolved-loan basis).102 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.

236
Total SBA Loans
$89.7M
Total Volume
$380K
Avg Loan Size
12% above avg
102
Active Lenders
114 mo
Avg Term
12% below avg
4,620
Jobs Supported

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Plastics and Rubber Industry Machinery Manufacturing Businesses Use Most?

SBA 7(a)194 (82%)
SBA 50442 (18%)

What Is the Best SBA Loan for Plastics and Rubber Industry Machinery Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $380K
Typical term: 114 months
Historical avg rate: 5.98%
102+ lenders active in this industry
Default rate (2018–21 matured cohort): 13.7%

Where Are Plastics and Rubber Industry Machinery Manufacturing SBA Loans Most Common?

#1
MI
28 loans
$9.4M
#2
CA
20 loans
$4.7M
#3
OH
19 loans
$6.0M
#4
NY
19 loans
$6.6M
#5
IL
16 loans
$4.7M

Top SBA Lenders for Plastics and Rubber Industry Machinery Manufacturing

These banks have funded the most SBA loans for plastics and rubber industry machinery manufacturing businesses (NAICS 333220). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Citizens Bank, National Association(RI)12$715K
2JPMorgan Chase Bank, National Association(OH)11$646K
3KeyBank National Association(OH)8$2.2M
4Minnwest Bank(MN)8$1.7M
5Columbia Bank(OR)7$955K

Ready to Fund Your Plastics and Rubber Industry Machinery Manufacturing Business?

PeerSense places SBA loans for plastics and rubber industry machinery manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Plastics and Rubber Industry Machinery Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Plastics and Rubber Industry Machinery Manufacturing Businesses?

Across all SBA loan programs, 236 loans have been approved for businesses classified under NAICS 333220 (Plastics and Rubber Industry Machinery Manufacturing), representing $89.7M in total capital deployed. The average approved loan of $380K is 12% above avg the national SBA average of $340K, with typical repayment terms of 114 months.

SBA lending for plastics and rubber industry machinery manufacturing has remained relatively stable across recent fiscal years. 102 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 18% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Plastics and Rubber Industry Machinery Manufacturing SBA Loans

What is the average SBA loan size for plastics and rubber industry machinery manufacturing businesses?
Based on 236 approved SBA loans, the average loan size for plastics and rubber industry machinery manufacturing (NAICS 333220) is $380K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a plastics and rubber industry machinery manufacturing business?
SBA 504 is the most commonly used SBA program for plastics and rubber industry machinery manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for plastics and rubber industry machinery manufacturing?
102 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the plastics and rubber industry machinery manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help plastics and rubber industry machinery manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the plastics and rubber industry machinery manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Plastics and Rubber Industry Machinery Manufacturing defined by NAICS code 333220. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.