How Much Can Passenger Car Leasing Businesses Get in SBA Loans?
129 SBA loans totaling $37.2M have been approved for passenger car leasing businesses (NAICS 532112). The average approved SBA loan is $288K, which is 15% below avg the $340K national average. 68 active lenders fund this industry.
NAICS 532112 (Passenger Car Leasing) received 129 SBA loans worth $37.2M across 5+ states. Average loan $288K, average term 125 months.68 active SBA approved lenders fund this industry. Most passenger car leasing loans use the SBA 7(a) program. There are approximately 490 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Passenger Car Leasing?+50% growth
Which SBA Program Do Passenger Car Leasing Businesses Use Most?
What Is the Best SBA Loan for Passenger Car Leasing?
The most widely used SBA program for passenger car leasing businesses: flexible terms, multiple use cases
Where Are Passenger Car Leasing SBA Loans Most Common?
SBA Lending Activity in Passenger Car Leasing
68 SBA lenders have funded 129 loans to passenger car leasing businesses (NAICS 532112). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Passenger Car Leasing Industry Context
Talk to PeerSense
PeerSense sources capital for passenger car leasing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Passenger Car Leasing business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Passenger Car Leasing Businesses?
Across all SBA loan programs, 129 loans have been approved for businesses classified under NAICS 532112 (Passenger Car Leasing), representing $37.2M in total capital deployed. The average approved loan of $288K is 15% below avg the national SBA average of $340K, with typical repayment terms of 125 months.
SBA lending for passenger car leasing is accelerating. Loan volume has grown approximately 50% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a passenger car leasing file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Passenger Car Leasing SBA Loans
What is the average SBA loan size for passenger car leasing businesses?
Which SBA loan program is best for a passenger car leasing business?
How many lenders fund SBA loans for passenger car leasing?
What states have the most SBA lending for passenger car leasing?
How does PeerSense help passenger car leasing businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Passenger Car Leasing defined by NAICS code 532112. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.