How Much Can Passenger Car Leasing Businesses Get in SBA Loans?
129 SBA loans totaling $37.2M have been approved for passenger car leasing businesses (NAICS 532112). The average approved SBA loan is $288K, which is 15% below avg the $340K national average. 68 active lenders fund this industry.
NAICS 532112 (Passenger Car Leasing) received 129 SBA loans worth $37.2M across 5+ states. Average loan $288K, average term 125 months.68 active SBA-approved lenders fund this industry. Most passenger car leasing loans use the SBA 7(a) program. There are approximately 490 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Passenger Car Leasing?+50% growth
Which SBA Program Do Passenger Car Leasing Businesses Use Most?
What Is the Best SBA Loan for Passenger Car Leasing?
The most widely used SBA program for passenger car leasing businesses — flexible terms, multiple use cases
Where Are Passenger Car Leasing SBA Loans Most Common?
Top SBA Lenders for Passenger Car Leasing
These banks have funded the most SBA loans for passenger car leasing businesses (NAICS 532112). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 13 | $1.5M |
| 2 | TD Bank, National Association(DE) | 9 | $1.9M |
| 3 | PNC Bank, National Association(DE) | 6 | $585K |
| 4 | Bank of America, National Association(NC) | 5 | $225K |
| 5 | Readycap Lending, LLC(NJ) | 5 | $4.1M |
Passenger Car Leasing Industry Context
Ready to Fund Your Passenger Car Leasing Business?
PeerSense places SBA loans for passenger car leasing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Passenger Car Leasing Businesses?
Across all SBA loan programs, 129 loans have been approved for businesses classified under NAICS 532112 (Passenger Car Leasing), representing $37.2M in total capital deployed. The average approved loan of $288K is 15% below avg the national SBA average of $340K, with typical repayment terms of 125 months.
SBA lending for passenger car leasing is accelerating — loan volume has grown approximately 50% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching passenger car leasing business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Passenger Car Leasing SBA Loans
What is the average SBA loan size for passenger car leasing businesses?
Which SBA loan program is best for a passenger car leasing business?
How many lenders fund SBA loans for passenger car leasing?
What states have the most SBA lending for passenger car leasing?
How does PeerSense help passenger car leasing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Passenger Car Leasing defined by NAICS code 532112. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.