How Much Can Other Individual and Family Services Businesses Get in SBA Loans?
1,767 SBA loans totaling $311.0M have been approved for other individual and family services businesses (NAICS 624190). The average approved SBA loan is $176K, which is 48% below avg the $340K national average. 327 active lenders fund this industry with a 15.4% default rate on the matured 2018-2021 loan cohort.
At 15.4%, Other Individual and Family Services sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 624190 (Other Individual and Family Services) received 1,767 SBA loans worth $311.0M across 5+ states. Average loan $176K, average term 127 months, 15.4% default rate (resolved-loan basis).327 active SBA-approved lenders fund this industry. Most other individual and family services loans use the SBA 7(a) program.
Is SBA Lending Growing for Other Individual and Family Services?
Which SBA Program Do Other Individual and Family Services Businesses Use Most?
What Is the Best SBA Loan for Other Individual and Family Services?
The most widely used SBA program for other individual and family services businesses — flexible terms, multiple use cases
Where Are Other Individual and Family Services SBA Loans Most Common?
Top SBA Lenders for Other Individual and Family Services
These banks have funded the most SBA loans for other individual and family services businesses (NAICS 624190). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 182 | $23.7M |
| 2 | The Huntington National Bank(OH) | 143 | $25.4M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 114 | $13.0M |
| 4 | U.S. Bank, National Association(OH) | 107 | $8.8M |
| 5 | Manufacturers and Traders Trust Company(NY) | 53 | $3.8M |
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PeerSense places SBA loans for other individual and family services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Other Individual and Family Services Businesses?
Across all SBA loan programs, 1,767 loans have been approved for businesses classified under NAICS 624190 (Other Individual and Family Services), representing $311.0M in total capital deployed. The average approved loan of $176K is 48% below avg the national SBA average of $340K, with typical repayment terms of 127 months.
SBA lending for other individual and family services has remained relatively stable across recent fiscal years. 327 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching other individual and family services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Other Individual and Family Services SBA Loans
What is the average SBA loan size for other individual and family services businesses?
Which SBA loan program is best for a other individual and family services business?
How many lenders fund SBA loans for other individual and family services?
What states have the most SBA lending for other individual and family services?
How does PeerSense help other individual and family services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Other Individual and Family Services defined by NAICS code 624190. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.