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NAICS 221118UtilitiesLending Growing

How Much Can Other Electric Power Generation Businesses Get in SBA Loans?

57 SBA loans totaling $41.4M have been approved for other electric power generation businesses (NAICS 221118). The average approved SBA loan is $726K, which is 113% above avg the $340K national average. 34 active lenders fund this industry.

Quick Answer

NAICS 221118 (Other Electric Power Generation) received 57 SBA loans worth $41.4M across 5+ states. Average loan $726K, average term 129 months.34 active SBA-approved lenders fund this industry. Most other electric power generation loans use the SBA 504 program. There are approximately 160 U.S. establishments in this industry (Census 2022).

57
Total SBA Loans
$41.4M
Total Volume
$726K
Avg Loan Size
113% above avg
34
Active Lenders
129 mo
Avg Term
near national avg
394
Jobs Supported

Is SBA Lending Growing for Other Electric Power Generation?+233% growth

3
4
2
1
5
7
6
3
3
10
16
17
18
19
20
21
22
23
24
25
$5.6M
$2.1M
$134K
$1.7M
$829K
$6.9M
$1.5M
$625K
$5.8M
$8.9M

Which SBA Program Do Other Electric Power Generation Businesses Use Most?

SBA 7(a)49 (86%)
SBA 5048 (14%)

What Is the Best SBA Loan for Other Electric Power Generation?

SBA 504

14% of other electric power generation loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $726K
Typical term: 129 months
Historical avg rate: 7.68%
34+ lenders active in this industry

Where Are Other Electric Power Generation SBA Loans Most Common?

#1
CA
7 loans
$7.8M
#2
MN
5 loans
$3.6M
#3
TX
4 loans
$1.3M
#4
TN
3 loans
$4.5M
#5
IL
3 loans
$1.3M

Top SBA Lenders for Other Electric Power Generation

These banks have funded the most SBA loans for other electric power generation businesses (NAICS 221118). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)5$516K
2Wells Fargo Bank National Association(SD)4$50K
3Coulee Bank(WI)4$3.4M
4Byline Bank(IL)4$5.2M
5Northeast Bank(ME)4$713K

Other Electric Power Generation Industry Context

U.S. Establishments
160
U.S. Census Bureau · 2022
SBA Penetration
35.63%
SBA loans per establishment

Ready to Fund Your Other Electric Power Generation Business?

PeerSense places SBA loans for other electric power generation businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Other Electric Power Generation business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Other Electric Power Generation Businesses?

Across all SBA loan programs, 57 loans have been approved for businesses classified under NAICS 221118 (Other Electric Power Generation), representing $41.4M in total capital deployed. The average approved loan of $726K is 113% above avg the national SBA average of $340K, with typical repayment terms of 129 months.

SBA lending for other electric power generation is accelerating — loan volume has grown approximately 233% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching other electric power generation business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Other Electric Power Generation SBA Loans

What is the average SBA loan size for other electric power generation businesses?
Based on 57 approved SBA loans, the average loan size for other electric power generation (NAICS 221118) is $726K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other electric power generation business?
SBA 504 is the most commonly used SBA program for other electric power generation businesses. 14% of other electric power generation loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other electric power generation?
34 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the other electric power generation sector.
What states have the most SBA lending for other electric power generation?
CA leads with 7 SBA loans and $7.8M in total volume for other electric power generation businesses. MN, TX, TN also show strong lending activity in this sector.
How does PeerSense help other electric power generation businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the other electric power generation industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Other Electric Power Generation defined by NAICS code 221118. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.