Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 221114UtilitiesLending Growing

How Much Can Solar Electric Power Generation Businesses Get in SBA Loans?

195 SBA loans totaling $107.9M have been approved for solar electric power generation businesses (NAICS 221114). The average approved SBA loan is $553K, which is 62% above avg the $340K national average. 87 active lenders fund this industry.

Quick Answer

NAICS 221114 (Solar Electric Power Generation) received 195 SBA loans worth $107.9M across 5+ states. Average loan $553K, average term 139 months.87 active SBA-approved lenders fund this industry. Most solar electric power generation loans use the SBA 504 program. There are approximately 621 U.S. establishments in this industry (Census 2022).

195
Total SBA Loans
$107.9M
Total Volume
$553K
Avg Loan Size
62% above avg
87
Active Lenders
139 mo
Avg Term
7% above avg
2,505
Jobs Supported

Is SBA Lending Growing for Solar Electric Power Generation?+61% growth

12
11
9
5
6
23
26
18
38
29
16
17
18
19
20
21
22
23
24
25
$10.0M
$3.0M
$2.0M
$1.6M
$3.2M
$11.0M
$11.7M
$11.1M
$26.1M
$18.3M

Which SBA Program Do Solar Electric Power Generation Businesses Use Most?

SBA 7(a)163 (84%)
SBA 50432 (16%)

What Is the Best SBA Loan for Solar Electric Power Generation?

SBA 504

16% of solar electric power generation loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $553K
Typical term: 139 months
Historical avg rate: 9.01%
87+ lenders active in this industry

Where Are Solar Electric Power Generation SBA Loans Most Common?

#1
CA
47 loans
$21.1M
#2
TX
22 loans
$4.0M
#3
MA
15 loans
$7.7M
#4
FL
12 loans
$12.9M
#5
PR
11 loans
$3.3M

Top SBA Lenders for Solar Electric Power Generation

These banks have funded the most SBA loans for solar electric power generation businesses (NAICS 221114). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)16$345K
2Granite State Economic Develop(NH)13$5.0M
3BayFirst National Bank(FL)10$1.9M
4Northeast Bank(ME)9$1.4M
5Celtic Bank Corporation(UT)7$2.4M

Solar Electric Power Generation Industry Context

U.S. Establishments
621
U.S. Census Bureau · 2022
SBA Penetration
31.40%
SBA loans per establishment

Ready to Fund Your Solar Electric Power Generation Business?

PeerSense places SBA loans for solar electric power generation businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Solar Electric Power Generation business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Solar Electric Power Generation Businesses?

Across all SBA loan programs, 195 loans have been approved for businesses classified under NAICS 221114 (Solar Electric Power Generation), representing $107.9M in total capital deployed. The average approved loan of $553K is 62% above avg the national SBA average of $340K, with typical repayment terms of 139 months.

SBA lending for solar electric power generation is accelerating — loan volume has grown approximately 61% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.

The industry sees a balanced mix of SBA programs, with 16% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching solar electric power generation business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Solar Electric Power Generation SBA Loans

What is the average SBA loan size for solar electric power generation businesses?
Based on 195 approved SBA loans, the average loan size for solar electric power generation (NAICS 221114) is $553K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a solar electric power generation business?
SBA 504 is the most commonly used SBA program for solar electric power generation businesses. 16% of solar electric power generation loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for solar electric power generation?
87 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the solar electric power generation sector.
What states have the most SBA lending for solar electric power generation?
CA leads with 47 SBA loans and $21.1M in total volume for solar electric power generation businesses. TX, MA, FL also show strong lending activity in this sector.
How does PeerSense help solar electric power generation businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the solar electric power generation industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Solar Electric Power Generation defined by NAICS code 221114. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.