How Much Can Sewage Treatment Facilities Businesses Get in SBA Loans?
108 SBA loans totaling $34.1M have been approved for sewage treatment facilities businesses (NAICS 221320). The average approved SBA loan is $316K, which is 7% below avg the $340K national average. 69 active lenders fund this industry.
NAICS 221320 (Sewage Treatment Facilities) received 108 SBA loans worth $34.1M across 5+ states. Average loan $316K, average term 113 months.69 active SBA-approved lenders fund this industry. Most sewage treatment facilities loans use the SBA 7(a) program. There are approximately 562 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Sewage Treatment Facilities?
Which SBA Program Do Sewage Treatment Facilities Businesses Use Most?
What Is the Best SBA Loan for Sewage Treatment Facilities?
The most widely used SBA program for sewage treatment facilities businesses — flexible terms, multiple use cases
Where Are Sewage Treatment Facilities SBA Loans Most Common?
Top SBA Lenders for Sewage Treatment Facilities
These banks have funded the most SBA loans for sewage treatment facilities businesses (NAICS 221320). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Citizens Bank, National Association(RI) | 7 | $432K |
| 2 | Comerica Bank(TX) | 5 | $1.8M |
| 3 | U.S. Bank, National Association(OH) | 5 | $182K |
| 4 | Manufacturers and Traders Trust Company(NY) | 4 | $493K |
| 5 | Bank of America, National Association(NC) | 4 | $300K |
Sewage Treatment Facilities Industry Context
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How Does SBA Lending Work for Sewage Treatment Facilities Businesses?
Across all SBA loan programs, 108 loans have been approved for businesses classified under NAICS 221320 (Sewage Treatment Facilities), representing $34.1M in total capital deployed. The average approved loan of $316K is 7% below avg the national SBA average of $340K, with typical repayment terms of 113 months.
SBA lending for sewage treatment facilities has remained relatively stable across recent fiscal years. 69 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for sewage treatment facilities uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching sewage treatment facilities business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Sewage Treatment Facilities SBA Loans
What is the average SBA loan size for sewage treatment facilities businesses?
Which SBA loan program is best for a sewage treatment facilities business?
How many lenders fund SBA loans for sewage treatment facilities?
What states have the most SBA lending for sewage treatment facilities?
How does PeerSense help sewage treatment facilities businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Sewage Treatment Facilities defined by NAICS code 221320. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.