How Much Can Electric Power Distribution Businesses Get in SBA Loans?
104 SBA loans totaling $50.8M have been approved for electric power distribution businesses (NAICS 221122). The average approved SBA loan is $489K, which is 44% above avg the $340K national average. 47 active lenders fund this industry.
NAICS 221122 (Electric Power Distribution) received 104 SBA loans worth $50.8M across 5+ states. Average loan $489K, average term 110 months.47 active SBA-approved lenders fund this industry. Most electric power distribution loans use the SBA 7(a) program. There are approximately 8,456 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Electric Power Distribution?+50% growth
Which SBA Program Do Electric Power Distribution Businesses Use Most?
What Is the Best SBA Loan for Electric Power Distribution?
The most widely used SBA program for electric power distribution businesses — flexible terms, multiple use cases
Where Are Electric Power Distribution SBA Loans Most Common?
Top SBA Lenders for Electric Power Distribution
These banks have funded the most SBA loans for electric power distribution businesses (NAICS 221122). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | PNC Bank, National Association(DE) | 7 | $5.0M |
| 2 | Byline Bank(IL) | 7 | $4.1M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 6 | $869K |
| 4 | PlainsCapital Bank(TX) | 6 | $253K |
| 5 | Wells Fargo Bank National Association(SD) | 5 | $105K |
Electric Power Distribution Industry Context
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How Does SBA Lending Work for Electric Power Distribution Businesses?
Across all SBA loan programs, 104 loans have been approved for businesses classified under NAICS 221122 (Electric Power Distribution), representing $50.8M in total capital deployed. The average approved loan of $489K is 44% above avg the national SBA average of $340K, with typical repayment terms of 110 months.
SBA lending for electric power distribution is accelerating — loan volume has grown approximately 50% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2021.
The overwhelming majority of SBA lending for electric power distribution uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching electric power distribution business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Electric Power Distribution SBA Loans
What is the average SBA loan size for electric power distribution businesses?
Which SBA loan program is best for a electric power distribution business?
How many lenders fund SBA loans for electric power distribution?
What states have the most SBA lending for electric power distribution?
How does PeerSense help electric power distribution businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Electric Power Distribution defined by NAICS code 221122. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.