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NAICS 221111UtilitiesLending Growing

How Much Can Hydroelectric Power Generation Businesses Get in SBA Loans?

68 SBA loans totaling $16.8M have been approved for hydroelectric power generation businesses (NAICS 221111). The average approved SBA loan is $247K, which is 28% below avg the $340K national average. 53 active lenders fund this industry.

Quick Answer

NAICS 221111 (Hydroelectric Power Generation) received 68 SBA loans worth $16.8M across 5+ states. Average loan $247K, average term 109 months.53 active SBA-approved lenders fund this industry. Most hydroelectric power generation loans use the SBA 7(a) program. There are approximately 552 U.S. establishments in this industry (Census 2022).

68
Total SBA Loans
$16.8M
Total Volume
$247K
Avg Loan Size
28% below avg
53
Active Lenders
109 mo
Avg Term
16% below avg
170
Jobs Supported

Is SBA Lending Growing for Hydroelectric Power Generation?+100% growth

2
1
1
1
1
1
2
18
19
21
22
23
24
25
$6.1M
$60K
$1.5M
$100K
$275K
$50K
$770K

Which SBA Program Do Hydroelectric Power Generation Businesses Use Most?

SBA 7(a)64 (94%)
SBA 5044 (6%)

What Is the Best SBA Loan for Hydroelectric Power Generation?

SBA 7(a)

The most widely used SBA program for hydroelectric power generation businesses — flexible terms, multiple use cases

Industry avg loan: $247K
Typical term: 109 months
Historical avg rate: 8.28%
53+ lenders active in this industry

Where Are Hydroelectric Power Generation SBA Loans Most Common?

#1
PA
7 loans
$666K
#2
IL
6 loans
$680K
#3
MN
6 loans
$663K
#4
OH
4 loans
$410K
#5
MA
4 loans
$3.0M

Top SBA Lenders for Hydroelectric Power Generation

These banks have funded the most SBA loans for hydroelectric power generation businesses (NAICS 221111). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Fifth Third Bank(OH)4$472K
2Androscoggin Savings Bank(ME)3$170K
3Manufacturers and Traders Trust Company(NY)3$180K
4PNC Bank, National Association(DE)3$305K
5Truist Bank(NC)2$345K

Hydroelectric Power Generation Industry Context

U.S. Establishments
552
U.S. Census Bureau · 2022
SBA Penetration
12.32%
SBA loans per establishment

Ready to Fund Your Hydroelectric Power Generation Business?

PeerSense places SBA loans for hydroelectric power generation businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Hydroelectric Power Generation business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Hydroelectric Power Generation Businesses?

Across all SBA loan programs, 68 loans have been approved for businesses classified under NAICS 221111 (Hydroelectric Power Generation), representing $16.8M in total capital deployed. The average approved loan of $247K is 28% below avg the national SBA average of $340K, with typical repayment terms of 109 months.

SBA lending for hydroelectric power generation is accelerating — loan volume has grown approximately 100% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2018.

The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching hydroelectric power generation business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Hydroelectric Power Generation SBA Loans

What is the average SBA loan size for hydroelectric power generation businesses?
Based on 68 approved SBA loans, the average loan size for hydroelectric power generation (NAICS 221111) is $247K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a hydroelectric power generation business?
SBA 7(a) is the most commonly used SBA program for hydroelectric power generation businesses. The most widely used SBA program for hydroelectric power generation businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for hydroelectric power generation?
53 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the hydroelectric power generation sector.
What states have the most SBA lending for hydroelectric power generation?
PA leads with 7 SBA loans and $666K in total volume for hydroelectric power generation businesses. IL, MN, OH also show strong lending activity in this sector.
How does PeerSense help hydroelectric power generation businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the hydroelectric power generation industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Hydroelectric Power Generation defined by NAICS code 221111. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.