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NAICS 333318ManufacturingFY2026 Fee Waivers

How Much Can Other Commercial and Service Industry Machinery Manufacturing Businesses Get in SBA Loans?

243 SBA loans totaling $158.9M have been approved for other commercial and service industry machinery manufacturing businesses (NAICS 333318). The average approved SBA loan is $654K, which is 92% above avg the $340K national average. 107 active lenders fund this industry with a 4.2% default rate on the matured 2018-2021 loan cohort.

Low default risk4.2% vs 15.4% all-industry avg

At 4.2%, Other Commercial and Service Industry Machinery Manufacturing sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 333318 (Other Commercial and Service Industry Machinery Manufacturing) received 243 SBA loans worth $158.9M across 5+ states. Average loan $654K, average term 123 months, 4.2% default rate (resolved-loan basis).107 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 1,151 U.S. establishments in this industry (Census 2022).

243
Total SBA Loans
$158.9M
Total Volume
$654K
Avg Loan Size
92% above avg
107
Active Lenders
123 mo
Avg Term
5% below avg
2,804
Jobs Supported

Is SBA Lending Growing for Other Commercial and Service Industry Machinery Manufacturing?-96% decline

28
29
21
21
22
25
5
1
16
17
18
19
20
21
22
23
$12.1M
$19.6M
$15.8M
$13.7M
$17.2M
$27.2M
$3.2M
$100K

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Other Commercial and Service Industry Machinery Manufacturing Businesses Use Most?

SBA 7(a)209 (86%)
SBA 50434 (14%)

What Is the Best SBA Loan for Other Commercial and Service Industry Machinery Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $654K
Typical term: 123 months
Historical avg rate: 6.22%
107+ lenders active in this industry
Default rate (2018–21 matured cohort): 4.2%

Where Are Other Commercial and Service Industry Machinery Manufacturing SBA Loans Most Common?

#1
OH
24 loans
$15.9M
#2
CA
22 loans
$19.9M
#3
FL
18 loans
$10.2M
#4
MI
18 loans
$8.1M
#5
WI
15 loans
$5.9M

Top SBA Lenders for Other Commercial and Service Industry Machinery Manufacturing

These banks have funded the most SBA loans for other commercial and service industry machinery manufacturing businesses (NAICS 333318). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)16$1.9M
2The Huntington National Bank(OH)13$6.7M
3Glacier Bank(MT)11$16.7M
4U.S. Bank, National Association(OH)9$4.0M
5JPMorgan Chase Bank, National Association(OH)7$3.4M

Other Commercial and Service Industry Machinery Manufacturing Industry Context

U.S. Establishments
1,151
U.S. Census Bureau · 2022
SBA Penetration
21.11%
SBA loans per establishment

Ready to Fund Your Other Commercial and Service Industry Machinery Manufacturing Business?

PeerSense places SBA loans for other commercial and service industry machinery manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Other Commercial and Service Industry Machinery Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Other Commercial and Service Industry Machinery Manufacturing Businesses?

Across all SBA loan programs, 243 loans have been approved for businesses classified under NAICS 333318 (Other Commercial and Service Industry Machinery Manufacturing), representing $158.9M in total capital deployed. The average approved loan of $654K is 92% above avg the national SBA average of $340K, with typical repayment terms of 123 months.

SBA lending for other commercial and service industry machinery manufacturing has contracted approximately 96% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 107 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Other Commercial and Service Industry Machinery Manufacturing SBA Loans

What is the average SBA loan size for other commercial and service industry machinery manufacturing businesses?
Based on 243 approved SBA loans, the average loan size for other commercial and service industry machinery manufacturing (NAICS 333318) is $654K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other commercial and service industry machinery manufacturing business?
SBA 7(a) is the most commonly used SBA program for other commercial and service industry machinery manufacturing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other commercial and service industry machinery manufacturing?
107 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the other commercial and service industry machinery manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help other commercial and service industry machinery manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the other commercial and service industry machinery manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Other Commercial and Service Industry Machinery Manufacturing defined by NAICS code 333318. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.