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NAICS 531320Real Estate

How Much Can Offices of Real Estate Appraisers Businesses Get in SBA Loans?

1,078 SBA loans totaling $115.3M have been approved for offices of real estate appraisers businesses (NAICS 531320). The average approved SBA loan is $107K, which is 69% below avg the $340K national average. 202 active lenders fund this industry with a 27.2% default rate on the matured 2018-2021 loan cohort.

Elevated default risk27.2% vs 15.4% all-industry avg

At 27.2%, Offices of Real Estate Appraisers sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 531320 (Offices of Real Estate Appraisers) received 1,078 SBA loans worth $115.3M across 5+ states. Average loan $107K, average term 99 months, 27.2% default rate (resolved-loan basis).202 active SBA-approved lenders fund this industry. Most offices of real estate appraisers loans use the SBA 7(a) program. There are approximately 13,373 U.S. establishments in this industry (Census 2022).

1,078
Total SBA Loans
$115.3M
Total Volume
$107K
Avg Loan Size
69% below avg
202
Active Lenders
99 mo
Avg Term
24% below avg
4,931
Jobs Supported

Is SBA Lending Growing for Offices of Real Estate Appraisers?-51% decline

22
29
30
20
19
18
23
37
25
18
16
17
18
19
20
21
22
23
24
25
$4.4M
$3.4M
$6.6M
$4.8M
$2.1M
$4.2M
$7.2M
$9.4M
$5.0M
$2.7M

Which SBA Program Do Offices of Real Estate Appraisers Businesses Use Most?

SBA 7(a)1,014 (94%)
SBA 50464 (6%)

What Is the Best SBA Loan for Offices of Real Estate Appraisers?

SBA 7(a)

The most widely used SBA program for offices of real estate appraisers businesses — flexible terms, multiple use cases

Industry avg loan: $107K
Typical term: 99 months
Historical avg rate: 7.91%
202+ lenders active in this industry
Default rate (2018–21 matured cohort): 27.2%

Where Are Offices of Real Estate Appraisers SBA Loans Most Common?

#1
CA
158 loans
$23.5M
#2
FL
76 loans
$9.7M
#3
OH
61 loans
$5.4M
#4
TX
58 loans
$5.9M
#5
MA
46 loans
$2.7M

Top SBA Lenders for Offices of Real Estate Appraisers

These banks have funded the most SBA loans for offices of real estate appraisers businesses (NAICS 531320). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1U.S. Bank, National Association(OH)132$9.4M
2Bank of America, National Association(NC)113$4.2M
3Citizens Bank, National Association(RI)77$2.4M
4Capital One, National Association(VA)75$3.1M
5Wells Fargo Bank National Association(SD)61$5.6M

Offices of Real Estate Appraisers Industry Context

U.S. Establishments
13,373
U.S. Census Bureau · 2022
SBA Penetration
8.06%
SBA loans per establishment

Ready to Fund Your Offices of Real Estate Appraisers Business?

PeerSense places SBA loans for offices of real estate appraisers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Offices of Real Estate Appraisers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Offices of Real Estate Appraisers Businesses?

Across all SBA loan programs, 1,078 loans have been approved for businesses classified under NAICS 531320 (Offices of Real Estate Appraisers), representing $115.3M in total capital deployed. The average approved loan of $107K is 69% below avg the national SBA average of $340K, with typical repayment terms of 99 months.

SBA lending for offices of real estate appraisers has contracted approximately 51% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 202 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching offices of real estate appraisers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Offices of Real Estate Appraisers SBA Loans

What is the average SBA loan size for offices of real estate appraisers businesses?
Based on 1,078 approved SBA loans, the average loan size for offices of real estate appraisers (NAICS 531320) is $107K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a offices of real estate appraisers business?
SBA 7(a) is the most commonly used SBA program for offices of real estate appraisers businesses. The most widely used SBA program for offices of real estate appraisers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for offices of real estate appraisers?
202 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the offices of real estate appraisers sector.
What states have the most SBA lending for offices of real estate appraisers?
CA leads with 158 SBA loans and $23.5M in total volume for offices of real estate appraisers businesses. FL, OH, TX also show strong lending activity in this sector.
How does PeerSense help offices of real estate appraisers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the offices of real estate appraisers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Offices of Real Estate Appraisers defined by NAICS code 531320. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.