How Much Can Office Machinery and Equipment Rental and Leasing Businesses Get in SBA Loans?
429 SBA loans totaling $195.1M have been approved for office machinery and equipment rental and leasing businesses (NAICS 532420). The average approved SBA loan is $455K, which is 34% above avg the $340K national average. 193 active lenders fund this industry with a 12.1% default rate on the matured 2018-2021 loan cohort.
At 12.1%, Office Machinery and Equipment Rental and Leasing sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 532420 (Office Machinery and Equipment Rental and Leasing) received 429 SBA loans worth $195.1M across 5+ states. Average loan $455K, average term 118 months, 12.1% default rate (resolved-loan basis).193 active SBA-approved lenders fund this industry. Most office machinery and equipment rental and leasing loans use the SBA 7(a) program. There are approximately 687 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Office Machinery and Equipment Rental and Leasing?
Which SBA Program Do Office Machinery and Equipment Rental and Leasing Businesses Use Most?
What Is the Best SBA Loan for Office Machinery and Equipment Rental and Leasing?
The most widely used SBA program for office machinery and equipment rental and leasing businesses — flexible terms, multiple use cases
Where Are Office Machinery and Equipment Rental and Leasing SBA Loans Most Common?
Top SBA Lenders for Office Machinery and Equipment Rental and Leasing
These banks have funded the most SBA loans for office machinery and equipment rental and leasing businesses (NAICS 532420). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 32 | $13.7M |
| 2 | Bank of America, National Association(NC) | 25 | $3.5M |
| 3 | Manufacturers and Traders Trust Company(NY) | 14 | $2.4M |
| 4 | Citizens Bank, National Association(RI) | 12 | $1.4M |
| 5 | U.S. Bank, National Association(OH) | 11 | $11.2M |
Office Machinery and Equipment Rental and Leasing Industry Context
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How Does SBA Lending Work for Office Machinery and Equipment Rental and Leasing Businesses?
Across all SBA loan programs, 429 loans have been approved for businesses classified under NAICS 532420 (Office Machinery and Equipment Rental and Leasing), representing $195.1M in total capital deployed. The average approved loan of $455K is 34% above avg the national SBA average of $340K, with typical repayment terms of 118 months.
SBA lending for office machinery and equipment rental and leasing has remained relatively stable across recent fiscal years. 193 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching office machinery and equipment rental and leasing business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Office Machinery and Equipment Rental and Leasing SBA Loans
What is the average SBA loan size for office machinery and equipment rental and leasing businesses?
Which SBA loan program is best for a office machinery and equipment rental and leasing business?
How many lenders fund SBA loans for office machinery and equipment rental and leasing?
What states have the most SBA lending for office machinery and equipment rental and leasing?
How does PeerSense help office machinery and equipment rental and leasing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Office Machinery and Equipment Rental and Leasing defined by NAICS code 532420. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.