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NAICS 331491ManufacturingFY2026 Fee Waivers

How Much Can Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex Businesses Get in SBA Loans?

142 SBA loans totaling $52.1M have been approved for nonferrous metal (except copper and aluminum) rolling, drawing, and ex businesses (NAICS 331491). The average approved SBA loan is $367K, which is 8% above avg the $340K national average. 62 active lenders fund this industry with a 3.6% default rate on the matured 2018-2021 loan cohort.

Low default risk3.6% vs 15.4% all-industry avg

At 3.6%, Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 331491 (Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex) received 142 SBA loans worth $52.1M across 5+ states. Average loan $367K, average term 117 months, 3.6% default rate (resolved-loan basis).62 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 225 U.S. establishments in this industry (Census 2022).

142
Total SBA Loans
$52.1M
Total Volume
$367K
Avg Loan Size
8% above avg
62
Active Lenders
117 mo
Avg Term
10% below avg
1,110
Jobs Supported

Is SBA Lending Growing for Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex?-33% decline

4
4
4
4
2
1
3
1
2
16
17
18
19
20
21
22
23
24
$1.2M
$419K
$3.3M
$706K
$69K
$1.0M
$1.7M
$3.0M
$125K

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex Businesses Use Most?

SBA 7(a)118 (83%)
SBA 50424 (17%)

What Is the Best SBA Loan for Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $367K
Typical term: 117 months
Historical avg rate: 5.93%
62+ lenders active in this industry
Default rate (2018–21 matured cohort): 3.6%

Where Are Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex SBA Loans Most Common?

#1
MI
20 loans
$4.2M
#2
NY
16 loans
$3.8M
#3
OH
16 loans
$2.8M
#4
CA
9 loans
$3.9M
#5
MA
8 loans
$651K

Top SBA Lenders for Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex

These banks have funded the most SBA loans for nonferrous metal (except copper and aluminum) rolling, drawing, and ex businesses (NAICS 331491). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)27$6.2M
2Manufacturers and Traders Trust Company(NY)12$1.2M
3JPMorgan Chase Bank, National Association(OH)6$1.1M
4Wells Fargo Bank National Association(SD)5$2.3M
5Citizens Bank, National Association(RI)5$163K

Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex Industry Context

U.S. Establishments
225
U.S. Census Bureau · 2022
SBA Penetration
63.11%
SBA loans per establishment

Ready to Fund Your Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex Business?

PeerSense places SBA loans for nonferrous metal (except copper and aluminum) rolling, drawing, and ex businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex Businesses?

Across all SBA loan programs, 142 loans have been approved for businesses classified under NAICS 331491 (Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex), representing $52.1M in total capital deployed. The average approved loan of $367K is 8% above avg the national SBA average of $340K, with typical repayment terms of 117 months.

SBA lending for nonferrous metal (except copper and aluminum) rolling, drawing, and ex has contracted approximately 33% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 62 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 17% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex SBA Loans

What is the average SBA loan size for nonferrous metal (except copper and aluminum) rolling, drawing, and ex businesses?
Based on 142 approved SBA loans, the average loan size for nonferrous metal (except copper and aluminum) rolling, drawing, and ex (NAICS 331491) is $367K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a nonferrous metal (except copper and aluminum) rolling, drawing, and ex business?
SBA 504 is the most commonly used SBA program for nonferrous metal (except copper and aluminum) rolling, drawing, and ex businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for nonferrous metal (except copper and aluminum) rolling, drawing, and ex?
62 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the nonferrous metal (except copper and aluminum) rolling, drawing, and ex sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help nonferrous metal (except copper and aluminum) rolling, drawing, and ex businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the nonferrous metal (except copper and aluminum) rolling, drawing, and ex industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Ex defined by NAICS code 331491. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.