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NAICS 336211ManufacturingFY2026 Fee WaiversLending Growing

How Much Can Motor Vehicle Body Manufacturing Businesses Get in SBA Loans?

373 SBA loans totaling $224.7M have been approved for motor vehicle body manufacturing businesses (NAICS 336211). The average approved SBA loan is $602K, which is 77% above avg the $340K national average. 177 active lenders fund this industry with a 14.1% default rate on the matured 2018-2021 loan cohort.

Moderate default risk14.1% vs 15.4% all-industry avg

At 14.1%, Motor Vehicle Body Manufacturing sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 336211 (Motor Vehicle Body Manufacturing) received 373 SBA loans worth $224.7M across 5+ states. Average loan $602K, average term 140 months, 14.1% default rate (resolved-loan basis).177 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 818 U.S. establishments in this industry (Census 2022).

373
Total SBA Loans
$224.7M
Total Volume
$602K
Avg Loan Size
77% above avg
177
Active Lenders
140 mo
Avg Term
8% above avg
5,860
Jobs Supported

Is SBA Lending Growing for Motor Vehicle Body Manufacturing?+250% growth

10
4
10
1
3
5
6
6
8
21
16
17
18
19
20
21
22
23
24
25
$11.1M
$1.4M
$10.3M
$1.5M
$4.3M
$2.6M
$8.7M
$15.2M
$14.9M
$21.7M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Motor Vehicle Body Manufacturing Businesses Use Most?

SBA 7(a)295 (79%)
SBA 50478 (21%)

What Is the Best SBA Loan for Motor Vehicle Body Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $602K
Typical term: 140 months
Historical avg rate: 7.15%
177+ lenders active in this industry
Default rate (2018–21 matured cohort): 14.1%

Where Are Motor Vehicle Body Manufacturing SBA Loans Most Common?

#1
CA
65 loans
$50.0M
#2
IN
21 loans
$9.9M
#3
OH
21 loans
$19.0M
#4
FL
18 loans
$8.7M
#5
MO
17 loans
$6.1M

Top SBA Lenders for Motor Vehicle Body Manufacturing

These banks have funded the most SBA loans for motor vehicle body manufacturing businesses (NAICS 336211). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1U.S. Bank, National Association(OH)15$10.0M
2Bank of America, National Association(NC)13$731K
3JPMorgan Chase Bank, National Association(OH)12$1.7M
4Wells Fargo Bank National Association(SD)12$5.7M
5Zions Bank, A Division of(UT)9$1.3M

Motor Vehicle Body Manufacturing Industry Context

U.S. Establishments
818
U.S. Census Bureau · 2022
SBA Penetration
45.60%
SBA loans per establishment

Ready to Fund Your Motor Vehicle Body Manufacturing Business?

PeerSense places SBA loans for motor vehicle body manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Motor Vehicle Body Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Motor Vehicle Body Manufacturing Businesses?

Across all SBA loan programs, 373 loans have been approved for businesses classified under NAICS 336211 (Motor Vehicle Body Manufacturing), representing $224.7M in total capital deployed. The average approved loan of $602K is 77% above avg the national SBA average of $340K, with typical repayment terms of 140 months.

SBA lending for motor vehicle body manufacturing is accelerating — loan volume has grown approximately 250% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

Notably, 21% of SBA loans in this industry use the 504 program — well above the national average — indicating that motor vehicle body manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Motor Vehicle Body Manufacturing SBA Loans

What is the average SBA loan size for motor vehicle body manufacturing businesses?
Based on 373 approved SBA loans, the average loan size for motor vehicle body manufacturing (NAICS 336211) is $602K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a motor vehicle body manufacturing business?
SBA 504 is the most commonly used SBA program for motor vehicle body manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for motor vehicle body manufacturing?
177 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the motor vehicle body manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help motor vehicle body manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the motor vehicle body manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Motor Vehicle Body Manufacturing defined by NAICS code 336211. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.