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NAICS 333131ManufacturingFY2026 Fee Waivers

How Much Can Mining Machinery and Equipment Manufacturing Businesses Get in SBA Loans?

131 SBA loans totaling $72.4M have been approved for mining machinery and equipment manufacturing businesses (NAICS 333131). The average approved SBA loan is $553K, which is 62% above avg the $340K national average. 68 active lenders fund this industry.

Quick Answer

NAICS 333131 (Mining Machinery and Equipment Manufacturing) received 131 SBA loans worth $72.4M across 5+ states. Average loan $553K, average term 103 months.68 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 268 U.S. establishments in this industry (Census 2022).

131
Total SBA Loans
$72.4M
Total Volume
$553K
Avg Loan Size
62% above avg
68
Active Lenders
103 mo
Avg Term
21% below avg
1,697
Jobs Supported

Is SBA Lending Growing for Mining Machinery and Equipment Manufacturing?

1
2
2
2
4
1
6
1
17
18
20
21
22
23
24
25
$350K
$496K
$4.9M
$380K
$5.8M
$100K
$11.7M
$400K

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Mining Machinery and Equipment Manufacturing Businesses Use Most?

SBA 7(a)112 (85%)
SBA 50419 (15%)

What Is the Best SBA Loan for Mining Machinery and Equipment Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $553K
Typical term: 103 months
Historical avg rate: 6.45%
68+ lenders active in this industry

Where Are Mining Machinery and Equipment Manufacturing SBA Loans Most Common?

#1
UT
12 loans
$3.2M
#2
WV
12 loans
$3.3M
#3
TX
11 loans
$9.3M
#4
MT
11 loans
$5.1M
#5
IL
9 loans
$3.0M

Top SBA Lenders for Mining Machinery and Equipment Manufacturing

These banks have funded the most SBA loans for mining machinery and equipment manufacturing businesses (NAICS 333131). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)14$3.0M
2Zions Bank, A Division of(UT)6$967K
3JPMorgan Chase Bank, National Association(OH)5$1.2M
4Comvest Export Finance Company, Inc.(WV)4$725K
5KeyBank National Association(OH)4$1.1M

Mining Machinery and Equipment Manufacturing Industry Context

U.S. Establishments
268
U.S. Census Bureau · 2022
SBA Penetration
48.88%
SBA loans per establishment

Ready to Fund Your Mining Machinery and Equipment Manufacturing Business?

PeerSense places SBA loans for mining machinery and equipment manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Mining Machinery and Equipment Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Mining Machinery and Equipment Manufacturing Businesses?

Across all SBA loan programs, 131 loans have been approved for businesses classified under NAICS 333131 (Mining Machinery and Equipment Manufacturing), representing $72.4M in total capital deployed. The average approved loan of $553K is 62% above avg the national SBA average of $340K, with typical repayment terms of 103 months.

SBA lending for mining machinery and equipment manufacturing has remained relatively stable across recent fiscal years. 68 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Mining Machinery and Equipment Manufacturing SBA Loans

What is the average SBA loan size for mining machinery and equipment manufacturing businesses?
Based on 131 approved SBA loans, the average loan size for mining machinery and equipment manufacturing (NAICS 333131) is $553K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a mining machinery and equipment manufacturing business?
SBA 7(a) is the most commonly used SBA program for mining machinery and equipment manufacturing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for mining machinery and equipment manufacturing?
68 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the mining machinery and equipment manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help mining machinery and equipment manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the mining machinery and equipment manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Mining Machinery and Equipment Manufacturing defined by NAICS code 333131. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.