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NAICS 332116ManufacturingFY2027 Fee Waivers

How Much Can Metal Stamping Businesses Get in SBA Loans?

308 SBA loans totaling $170.4M have been approved for metal stamping businesses (NAICS 332116). The average approved SBA loan is $553K, which is 62% above avg the $340K national average. 122 active lenders fund this industry with a 10.2% default rate on the matured 2018-2021 loan cohort.

Low default risk10.2% vs 15.4% all industry avg

At 10.2%, Metal Stamping sits well below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), low default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 332116 (Metal Stamping) received 308 SBA loans worth $170.4M across 5+ states. Average loan $553K, average term 134 months, 10.2% default rate (resolved loan basis).122 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program.

308
Total SBA Loans
$170.4M
Total Volume
$553K
Avg Loan Size
62% above avg
122
Active Lenders
134 mo
Avg Term
3% above avg
6,726
Jobs Supported

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Metal Stamping Businesses Use Most?

SBA 7(a)233 (76%)
SBA 50475 (24%)

What Is the Best SBA Loan for Metal Stamping?

SBA 504

Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027

Industry avg loan: $553K
Typical term: 134 months
Historical avg rate: 5.76%
122+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 10.2%

Where Are Metal Stamping SBA Loans Most Common?

#1
OH
44 loans
$19.7M
#2
CA
41 loans
$25.3M
#3
MI
27 loans
$11.7M
#4
WI
26 loans
$24.9M
#5
MN
21 loans
$15.0M

SBA Lending Activity in Metal Stamping

122 SBA lenders have funded 308 loans to metal stamping businesses (NAICS 332116). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
308
Active lenders
122
Total volume
$170.4M
Avg loan size
$553K

Metal Stamping Industry Context

U.S. Employment
12,573,000
BLS · 2026

Talk to PeerSense

PeerSense sources capital for metal stamping businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense about financing a Metal Stamping business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Metal Stamping Businesses?

Across all SBA loan programs, 308 loans have been approved for businesses classified under NAICS 332116 (Metal Stamping), representing $170.4M in total capital deployed. The average approved loan of $553K is 62% above avg the national SBA average of $340K, with typical repayment terms of 134 months.

SBA lending for metal stamping has remained relatively stable across recent fiscal years. 122 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

Notably, 24% of SBA loans in this industry use the 504 program (well above the national average), indicating that metal stamping businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below market fixed rates and only 10% down from the borrower.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

Frequently Asked Questions: Metal Stamping SBA Loans

What is the average SBA loan size for metal stamping businesses?
Based on 308 approved SBA loans, the average loan size for metal stamping (NAICS 332116) is $553K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a metal stamping business?
SBA 504 is the most commonly used SBA program for metal stamping businesses. Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for metal stamping?
122 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a metal stamping file.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.
How does PeerSense help metal stamping businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a metal stamping file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Data aggregated from SBA loan records (1992 to 2025). Metal Stamping defined by NAICS code 332116. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.