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NAICS 332116ManufacturingFY2026 Fee Waivers

How Much Can Metal Stamping Businesses Get in SBA Loans?

308 SBA loans totaling $170.4M have been approved for metal stamping businesses (NAICS 332116). The average approved SBA loan is $553K, which is 62% above avg the $340K national average. 122 active lenders fund this industry with a 10.2% default rate on the matured 2018-2021 loan cohort.

Low default risk10.2% vs 15.4% all-industry avg

At 10.2%, Metal Stamping sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 332116 (Metal Stamping) received 308 SBA loans worth $170.4M across 5+ states. Average loan $553K, average term 134 months, 10.2% default rate (resolved-loan basis).122 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.

308
Total SBA Loans
$170.4M
Total Volume
$553K
Avg Loan Size
62% above avg
122
Active Lenders
134 mo
Avg Term
3% above avg
6,726
Jobs Supported

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Metal Stamping Businesses Use Most?

SBA 7(a)233 (76%)
SBA 50475 (24%)

What Is the Best SBA Loan for Metal Stamping?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $553K
Typical term: 134 months
Historical avg rate: 5.76%
122+ lenders active in this industry
Default rate (2018–21 matured cohort): 10.2%

Where Are Metal Stamping SBA Loans Most Common?

#1
OH
44 loans
$19.7M
#2
CA
41 loans
$25.3M
#3
MI
27 loans
$11.7M
#4
WI
26 loans
$24.9M
#5
MN
21 loans
$15.0M

Top SBA Lenders for Metal Stamping

These banks have funded the most SBA loans for metal stamping businesses (NAICS 332116). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)21$13.5M
2The Huntington National Bank(OH)21$7.8M
3Citizens Bank, National Association(RI)20$2.0M
4PNC Bank, National Association(DE)14$4.4M
5WBD, Inc.(WI)10$11.6M

Metal Stamping Industry Context

U.S. Employment
12,573,000
BLS · 2026

Ready to Fund Your Metal Stamping Business?

PeerSense places SBA loans for metal stamping businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Metal Stamping business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Metal Stamping Businesses?

Across all SBA loan programs, 308 loans have been approved for businesses classified under NAICS 332116 (Metal Stamping), representing $170.4M in total capital deployed. The average approved loan of $553K is 62% above avg the national SBA average of $340K, with typical repayment terms of 134 months.

SBA lending for metal stamping has remained relatively stable across recent fiscal years. 122 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

Notably, 24% of SBA loans in this industry use the 504 program — well above the national average — indicating that metal stamping businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Metal Stamping SBA Loans

What is the average SBA loan size for metal stamping businesses?
Based on 308 approved SBA loans, the average loan size for metal stamping (NAICS 332116) is $553K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a metal stamping business?
SBA 504 is the most commonly used SBA program for metal stamping businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for metal stamping?
122 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the metal stamping sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help metal stamping businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the metal stamping industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Metal Stamping defined by NAICS code 332116. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.