How Much Can Metal Coating, Engraving (except Jewelry and Silverware), and Allied S Businesses Get in SBA Loans?
1,157 SBA loans totaling $538.2M have been approved for metal coating, engraving (except jewelry and silverware), and allied s businesses (NAICS 332812). The average approved SBA loan is $465K, which is 37% above avg the $340K national average. 345 active lenders fund this industry with a 8.2% default rate on the matured 2018-2021 loan cohort.
At 8.2%, Metal Coating, Engraving (except Jewelry and Silverware), and Allied S sits well below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), low default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 332812 (Metal Coating, Engraving (except Jewelry and Silverware), and Allied S) received 1,157 SBA loans worth $538.2M across 5+ states. Average loan $465K, average term 141 months, 8.2% default rate (resolved loan basis).345 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 2,677 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Metal Coating, Engraving (except Jewelry and Silverware), and Allied S?+17% growth
FY2027 Manufacturing Fee Waivers Active
The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:
504 loans: all guaranty fees waived for manufacturing
7(a) loans of $700,000 or less: 0% upfront fee for manufacturers
Revolving credit line: manufacturers only, launched Oct 2025
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.
Which SBA Program Do Metal Coating, Engraving (except Jewelry and Silverware), and Allied S Businesses Use Most?
What Is the Best SBA Loan for Metal Coating, Engraving (except Jewelry and Silverware), and Allied S?
Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027
Where Are Metal Coating, Engraving (except Jewelry and Silverware), and Allied S SBA Loans Most Common?
SBA Lending Activity in Metal Coating, Engraving (except Jewelry and Silverware), and Allied S
345 SBA lenders have funded 1,157 loans to metal coating, engraving (except jewelry and silverware), and allied s businesses (NAICS 332812). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Metal Coating, Engraving (except Jewelry and Silverware), and Allied S Industry Context
Talk to PeerSense
PeerSense sources capital for metal coating, engraving (except jewelry and silverware), and allied s businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Metal Coating, Engraving (except Jewelry and Silverware), and Allied S business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Metal Coating, Engraving (except Jewelry and Silverware), and Allied S Businesses?
Across all SBA loan programs, 1,157 loans have been approved for businesses classified under NAICS 332812 (Metal Coating, Engraving (except Jewelry and Silverware), and Allied S), representing $538.2M in total capital deployed. The average approved loan of $465K is 37% above avg the national SBA average of $340K, with typical repayment terms of 141 months.
SBA lending for metal coating, engraving (except jewelry and silverware), and allied s is accelerating. Loan volume has grown approximately 17% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
Notably, 21% of SBA loans in this industry use the 504 program (well above the national average), indicating that metal coating, engraving (except jewelry and silverware), and allied s businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.
Frequently Asked Questions: Metal Coating, Engraving (except Jewelry and Silverware), and Allied S SBA Loans
What is the average SBA loan size for metal coating, engraving (except jewelry and silverware), and allied s businesses?
Which SBA loan program is best for a metal coating, engraving (except jewelry and silverware), and allied s business?
How many lenders fund SBA loans for metal coating, engraving (except jewelry and silverware), and allied s?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help metal coating, engraving (except jewelry and silverware), and allied s businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Metal Coating, Engraving (except Jewelry and Silverware), and Allied S defined by NAICS code 332812. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.