How Much Can Metal Coating, Engraving (except Jewelry and Silverware), and Allied S Businesses Get in SBA Loans?
1,157 SBA loans totaling $538.2M have been approved for metal coating, engraving (except jewelry and silverware), and allied s businesses (NAICS 332812). The average approved SBA loan is $465K, which is 37% above avg the $340K national average. 345 active lenders fund this industry with a 8.2% default rate on the matured 2018-2021 loan cohort.
At 8.2%, Metal Coating, Engraving (except Jewelry and Silverware), and Allied S sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 332812 (Metal Coating, Engraving (except Jewelry and Silverware), and Allied S) received 1,157 SBA loans worth $538.2M across 5+ states. Average loan $465K, average term 141 months, 8.2% default rate (resolved-loan basis).345 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 2,677 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Metal Coating, Engraving (except Jewelry and Silverware), and Allied S?+17% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Metal Coating, Engraving (except Jewelry and Silverware), and Allied S Businesses Use Most?
What Is the Best SBA Loan for Metal Coating, Engraving (except Jewelry and Silverware), and Allied S?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Metal Coating, Engraving (except Jewelry and Silverware), and Allied S SBA Loans Most Common?
Top SBA Lenders for Metal Coating, Engraving (except Jewelry and Silverware), and Allied S
These banks have funded the most SBA loans for metal coating, engraving (except jewelry and silverware), and allied s businesses (NAICS 332812). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 52 | $15.5M |
| 2 | Wells Fargo Bank National Association(SD) | 51 | $21.5M |
| 3 | U.S. Bank, National Association(OH) | 39 | $24.1M |
| 4 | Bank of America, National Association(NC) | 31 | $5.8M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 27 | $5.1M |
Metal Coating, Engraving (except Jewelry and Silverware), and Allied S Industry Context
Ready to Fund Your Metal Coating, Engraving (except Jewelry and Silverware), and Allied S Business?
PeerSense places SBA loans for metal coating, engraving (except jewelry and silverware), and allied s businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Metal Coating, Engraving (except Jewelry and Silverware), and Allied S Businesses?
Across all SBA loan programs, 1,157 loans have been approved for businesses classified under NAICS 332812 (Metal Coating, Engraving (except Jewelry and Silverware), and Allied S), representing $538.2M in total capital deployed. The average approved loan of $465K is 37% above avg the national SBA average of $340K, with typical repayment terms of 141 months.
SBA lending for metal coating, engraving (except jewelry and silverware), and allied s is accelerating — loan volume has grown approximately 17% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
Notably, 21% of SBA loans in this industry use the 504 program — well above the national average — indicating that metal coating, engraving (except jewelry and silverware), and allied s businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Metal Coating, Engraving (except Jewelry and Silverware), and Allied S SBA Loans
What is the average SBA loan size for metal coating, engraving (except jewelry and silverware), and allied s businesses?
Which SBA loan program is best for a metal coating, engraving (except jewelry and silverware), and allied s business?
How many lenders fund SBA loans for metal coating, engraving (except jewelry and silverware), and allied s?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help metal coating, engraving (except jewelry and silverware), and allied s businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Metal Coating, Engraving (except Jewelry and Silverware), and Allied S defined by NAICS code 332812. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.