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NAICS 531110Real Estate

How Much Can Lessors of Residential Buildingsv and Dwellings Businesses Get in SBA Loans?

727 SBA loans totaling $282.6M have been approved for lessors of residential buildingsv and dwellings businesses (NAICS 531110). The average approved SBA loan is $389K, which is 14% above avg the $340K national average. 261 active lenders fund this industry with a 11.0% default rate on the matured 2018-2021 loan cohort.

Moderate default risk11.0% vs 15.4% all-industry avg

At 11.0%, Lessors of Residential Buildingsv and Dwellings sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 531110 (Lessors of Residential Buildingsv and Dwellings) received 727 SBA loans worth $282.6M across 5+ states. Average loan $389K, average term 149 months, 11.0% default rate (resolved-loan basis).261 active SBA-approved lenders fund this industry. Most lessors of residential buildingsv and dwellings loans use the SBA 7(a) program. There are approximately 74,908 U.S. establishments in this industry (Census 2022).

727
Total SBA Loans
$282.6M
Total Volume
$389K
Avg Loan Size
14% above avg
261
Active Lenders
149 mo
Avg Term
15% above avg
5,184
Jobs Supported

Is SBA Lending Growing for Lessors of Residential Buildingsv and Dwellings?-90% decline

47
40
23
20
19
38
28
31
1
3
16
17
18
19
20
21
22
23
24
25
$19.2M
$12.7M
$9.2M
$12.6M
$15.4M
$34.2M
$18.9M
$30.6M
$150K
$195K

Which SBA Program Do Lessors of Residential Buildingsv and Dwellings Businesses Use Most?

SBA 7(a)693 (95%)
SBA 50434 (5%)

What Is the Best SBA Loan for Lessors of Residential Buildingsv and Dwellings?

SBA 7(a)

The most widely used SBA program for lessors of residential buildingsv and dwellings businesses — flexible terms, multiple use cases

Industry avg loan: $389K
Typical term: 149 months
Historical avg rate: 6.40%
261+ lenders active in this industry
Default rate (2018–21 matured cohort): 11.0%

Where Are Lessors of Residential Buildingsv and Dwellings SBA Loans Most Common?

#1
CA
68 loans
$41.8M
#2
NY
64 loans
$9.6M
#3
TX
45 loans
$23.7M
#4
PA
39 loans
$9.4M
#5
OH
35 loans
$22.8M

Top SBA Lenders for Lessors of Residential Buildingsv and Dwellings

These banks have funded the most SBA loans for lessors of residential buildingsv and dwellings businesses (NAICS 531110). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1PNC Bank, National Association(DE)47$3.6M
2U.S. Bank, National Association(OH)47$10.0M
3JPMorgan Chase Bank, National Association(OH)31$2.4M
4Wells Fargo Bank National Association(SD)26$6.9M
5Manufacturers and Traders Trust Company(NY)23$1.3M

Lessors of Residential Buildingsv and Dwellings Industry Context

U.S. Establishments
74,908
U.S. Census Bureau · 2022
U.S. Employment
9,166,000
BLS · 2026
SBA Penetration
0.97%
SBA loans per establishment

Ready to Fund Your Lessors of Residential Buildingsv and Dwellings Business?

PeerSense places SBA loans for lessors of residential buildingsv and dwellings businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Lessors of Residential Buildingsv and Dwellings business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Lessors of Residential Buildingsv and Dwellings Businesses?

Across all SBA loan programs, 727 loans have been approved for businesses classified under NAICS 531110 (Lessors of Residential Buildingsv and Dwellings), representing $282.6M in total capital deployed. The average approved loan of $389K is 14% above avg the national SBA average of $340K, with typical repayment terms of 149 months.

SBA lending for lessors of residential buildingsv and dwellings has contracted approximately 90% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 261 lenders remain active, maintaining competitive options for qualified borrowers.

The overwhelming majority of SBA lending for lessors of residential buildingsv and dwellings uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching lessors of residential buildingsv and dwellings business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Lessors of Residential Buildingsv and Dwellings SBA Loans

What is the average SBA loan size for lessors of residential buildingsv and dwellings businesses?
Based on 727 approved SBA loans, the average loan size for lessors of residential buildingsv and dwellings (NAICS 531110) is $389K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a lessors of residential buildingsv and dwellings business?
SBA 7(a) is the most commonly used SBA program for lessors of residential buildingsv and dwellings businesses. The most widely used SBA program for lessors of residential buildingsv and dwellings businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for lessors of residential buildingsv and dwellings?
261 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the lessors of residential buildingsv and dwellings sector.
What states have the most SBA lending for lessors of residential buildingsv and dwellings?
CA leads with 68 SBA loans and $41.8M in total volume for lessors of residential buildingsv and dwellings businesses. NY, TX, PA also show strong lending activity in this sector.
How does PeerSense help lessors of residential buildingsv and dwellings businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the lessors of residential buildingsv and dwellings industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Lessors of Residential Buildingsv and Dwellings defined by NAICS code 531110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.