Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 611210EducationLending Growing

How Much Can Junior Colleges Businesses Get in SBA Loans?

76 SBA loans totaling $42.0M have been approved for junior colleges businesses (NAICS 611210). The average approved SBA loan is $553K, which is 62% above avg the $340K national average. 46 active lenders fund this industry.

Quick Answer

NAICS 611210 (Junior Colleges) received 76 SBA loans worth $42.0M across 5+ states. Average loan $553K, average term 144 months.46 active SBA-approved lenders fund this industry. Most junior colleges loans use the SBA 504 program. There are approximately 695 U.S. establishments in this industry (Census 2022).

76
Total SBA Loans
$42.0M
Total Volume
$553K
Avg Loan Size
62% above avg
46
Active Lenders
144 mo
Avg Term
11% above avg
1,775
Jobs Supported

Is SBA Lending Growing for Junior Colleges?+200% growth

3
1
1
1
3
3
16
18
19
23
24
25
$3.4M
$940K
$349K
$150K
$4.0M
$575K

Which SBA Program Do Junior Colleges Businesses Use Most?

SBA 7(a)54 (71%)
SBA 50422 (29%)

What Is the Best SBA Loan for Junior Colleges?

SBA 504

29% of junior colleges loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $553K
Typical term: 144 months
Historical avg rate: 8.38%
46+ lenders active in this industry

Where Are Junior Colleges SBA Loans Most Common?

#1
CA
12 loans
$9.7M
#2
PR
11 loans
$2.1M
#3
TX
8 loans
$4.4M
#4
OH
7 loans
$4.3M
#5
IL
6 loans
$4.2M

Top SBA Lenders for Junior Colleges

These banks have funded the most SBA loans for junior colleges businesses (NAICS 611210). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Banco Popular de Puerto Rico(PR)6$818K
2Newtek Bank, National Association(FL)5$4.6M
3Bank of America, National Association(NC)4$230K
4California Statewide Certified(CA)4$6.5M
5JPMorgan Chase Bank, National Association(OH)4$1.4M

Junior Colleges Industry Context

U.S. Establishments
695
U.S. Census Bureau · 2022
SBA Penetration
10.94%
SBA loans per establishment

Ready to Fund Your Junior Colleges Business?

PeerSense places SBA loans for junior colleges businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Junior Colleges business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Junior Colleges Businesses?

Across all SBA loan programs, 76 loans have been approved for businesses classified under NAICS 611210 (Junior Colleges), representing $42.0M in total capital deployed. The average approved loan of $553K is 62% above avg the national SBA average of $340K, with typical repayment terms of 144 months.

SBA lending for junior colleges is accelerating — loan volume has grown approximately 200% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.

Notably, 29% of SBA loans in this industry use the 504 program — well above the national average — indicating that junior colleges businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

PeerSense specializes in matching junior colleges business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Junior Colleges SBA Loans

What is the average SBA loan size for junior colleges businesses?
Based on 76 approved SBA loans, the average loan size for junior colleges (NAICS 611210) is $553K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a junior colleges business?
SBA 504 is the most commonly used SBA program for junior colleges businesses. 29% of junior colleges loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for junior colleges?
46 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the junior colleges sector.
What states have the most SBA lending for junior colleges?
CA leads with 12 SBA loans and $9.7M in total volume for junior colleges businesses. PR, TX, OH also show strong lending activity in this sector.
How does PeerSense help junior colleges businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the junior colleges industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Junior Colleges defined by NAICS code 611210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.