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NAICS 611620EducationLending Growing

How Much Can Sports and Recreation Instruction Businesses Get in SBA Loans?

5,522 SBA loans totaling $2.0B have been approved for sports and recreation instruction businesses (NAICS 611620). The average approved SBA loan is $355K, which is 4% above avg the $340K national average. 865 active lenders fund this industry with a 7.8% historical default rate.

Quick Answer

NAICS 611620 (Sports and Recreation Instruction) received 5,522 SBA loans worth $2.0B across 5+ states. Average loan $355K, average term 136 months, default rate 7.8%.865 active SBA-approved lenders fund this industry. Most sports and recreation instruction loans use the SBA 7(a) program.

5,522
Total SBA Loans
$2.0B
Total Volume
$355K
Avg Loan Size
4% above avg
865
Active Lenders
136 mo
Avg Term
5% above avg
51,795
Jobs Supported

Is SBA Lending Growing for Sports and Recreation Instruction?+60% growth

226
272
281
219
172
219
275
253
340
404
16
17
18
19
20
21
22
23
24
25
$84.3M
$128.2M
$130.1M
$90.6M
$105.7M
$140.4M
$162.1M
$128.3M
$153.9M
$199.6M

Which SBA Program Do Sports and Recreation Instruction Businesses Use Most?

SBA 7(a)4,865 (88%)
SBA 504657 (12%)

What Is the Best SBA Loan for Sports and Recreation Instruction?

SBA 7(a)

The most widely used SBA program for sports and recreation instruction businesses — flexible terms, multiple use cases

Industry avg loan: $355K
Typical term: 136 months
Historical avg rate: 7.63%
865+ lenders active in this industry
Historical default rate: 7.8%

Where Are Sports and Recreation Instruction SBA Loans Most Common?

#1
CA
596 loans
$226.9M
#2
TX
518 loans
$257.5M
#3
NY
316 loans
$72.0M
#4
FL
305 loans
$111.0M
#5
NJ
262 loans
$92.6M

Top SBA Lenders for Sports and Recreation Instruction

These banks have funded the most SBA loans for sports and recreation instruction businesses (NAICS 611620). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)328$106.5M
2The Huntington National Bank(OH)292$65.0M
3JPMorgan Chase Bank, National Association(OH)209$32.1M
4Bank of America, National Association(NC)183$24.3M
5U.S. Bank, National Association(OH)174$49.3M

Sports and Recreation Instruction Industry Context

U.S. Employment
27,722,000
BLS · 2026

Ready to Fund Your Sports and Recreation Instruction Business?

PeerSense places SBA loans for sports and recreation instruction businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for Sports and Recreation Instruction Businesses?

Across all SBA loan programs, 5,522 loans have been approved for businesses classified under NAICS 611620 (Sports and Recreation Instruction), representing $2.0B in total capital deployed. The average approved loan of $355K is 4% above avg the national SBA average of $340K, with typical repayment terms of 136 months.

SBA lending for sports and recreation instruction is accelerating — loan volume has grown approximately 60% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching sports and recreation instruction business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Sports and Recreation Instruction SBA Loans

What is the average SBA loan size for sports and recreation instruction businesses?
Based on 5,522 approved SBA loans, the average loan size for sports and recreation instruction (NAICS 611620) is $355K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a sports and recreation instruction business?
SBA 7(a) is the most commonly used SBA program for sports and recreation instruction businesses. The most widely used SBA program for sports and recreation instruction businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for sports and recreation instruction?
865 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the sports and recreation instruction sector.
What states have the most SBA lending for sports and recreation instruction?
CA leads with 596 SBA loans and $226.9M in total volume for sports and recreation instruction businesses. TX, NY, FL also show strong lending activity in this sector.
How does PeerSense help sports and recreation instruction businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the sports and recreation instruction industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Sports and Recreation Instruction defined by NAICS code 611620. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.