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NAICS 611610EducationLending Growing

How Much Can Fine Arts Schools Businesses Get in SBA Loans?

3,014 SBA loans totaling $681.5M have been approved for fine arts schools businesses (NAICS 611610). The average approved SBA loan is $226K, which is 34% below avg the $340K national average. 547 active lenders fund this industry with a 8.1% historical default rate.

Quick Answer

NAICS 611610 (Fine Arts Schools) received 3,014 SBA loans worth $681.5M across 5+ states. Average loan $226K, average term 142 months, default rate 8.1%.547 active SBA-approved lenders fund this industry. Most fine arts schools loans use the SBA 7(a) program.

3,014
Total SBA Loans
$681.5M
Total Volume
$226K
Avg Loan Size
34% below avg
547
Active Lenders
142 mo
Avg Term
9% above avg
20,106
Jobs Supported

Is SBA Lending Growing for Fine Arts Schools?+65% growth

148
160
153
153
96
75
97
110
138
181
16
17
18
19
20
21
22
23
24
25
$34.4M
$48.3M
$49.7M
$54.1M
$32.3M
$33.7M
$36.2M
$28.1M
$38.2M
$46.7M

Which SBA Program Do Fine Arts Schools Businesses Use Most?

SBA 7(a)2,536 (84%)
SBA 504478 (16%)

What Is the Best SBA Loan for Fine Arts Schools?

SBA 7(a)

The most widely used SBA program for fine arts schools businesses — flexible terms, multiple use cases

Industry avg loan: $226K
Typical term: 142 months
Historical avg rate: 7.93%
547+ lenders active in this industry
Historical default rate: 8.1%

Where Are Fine Arts Schools SBA Loans Most Common?

#1
CA
326 loans
$104.8M
#2
NY
228 loans
$23.8M
#3
TX
217 loans
$73.2M
#4
FL
154 loans
$42.0M
#5
NJ
152 loans
$31.3M

Top SBA Lenders for Fine Arts Schools

These banks have funded the most SBA loans for fine arts schools businesses (NAICS 611610). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)187$45.9M
2The Huntington National Bank(OH)139$23.8M
3Bank of America, National Association(NC)135$11.2M
4TD Bank, National Association(DE)129$11.6M
5JPMorgan Chase Bank, National Association(OH)123$12.1M

Ready to Fund Your Fine Arts Schools Business?

PeerSense places SBA loans for fine arts schools businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for Fine Arts Schools Businesses?

Across all SBA loan programs, 3,014 loans have been approved for businesses classified under NAICS 611610 (Fine Arts Schools), representing $681.5M in total capital deployed. The average approved loan of $226K is 34% below avg the national SBA average of $340K, with typical repayment terms of 142 months.

SBA lending for fine arts schools is accelerating — loan volume has grown approximately 65% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 16% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching fine arts schools business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Fine Arts Schools SBA Loans

What is the average SBA loan size for fine arts schools businesses?
Based on 3,014 approved SBA loans, the average loan size for fine arts schools (NAICS 611610) is $226K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a fine arts schools business?
SBA 7(a) is the most commonly used SBA program for fine arts schools businesses. The most widely used SBA program for fine arts schools businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for fine arts schools?
547 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the fine arts schools sector.
What states have the most SBA lending for fine arts schools?
CA leads with 326 SBA loans and $104.8M in total volume for fine arts schools businesses. NY, TX, FL also show strong lending activity in this sector.
How does PeerSense help fine arts schools businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the fine arts schools industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Fine Arts Schools defined by NAICS code 611610. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.