How Much Can Fine Arts Schools Businesses Get in SBA Loans?
3,014 SBA loans totaling $681.5M have been approved for fine arts schools businesses (NAICS 611610). The average approved SBA loan is $226K, which is 34% below avg the $340K national average. 547 active lenders fund this industry with a 13.4% default rate on the matured 2018-2021 loan cohort.
At 13.4%, Fine Arts Schools sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 611610 (Fine Arts Schools) received 3,014 SBA loans worth $681.5M across 5+ states. Average loan $226K, average term 142 months, 13.4% default rate (resolved-loan basis).547 active SBA-approved lenders fund this industry. Most fine arts schools loans use the SBA 7(a) program.
Is SBA Lending Growing for Fine Arts Schools?+65% growth
Which SBA Program Do Fine Arts Schools Businesses Use Most?
What Is the Best SBA Loan for Fine Arts Schools?
The most widely used SBA program for fine arts schools businesses — flexible terms, multiple use cases
Where Are Fine Arts Schools SBA Loans Most Common?
Top SBA Lenders for Fine Arts Schools
These banks have funded the most SBA loans for fine arts schools businesses (NAICS 611610). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 187 | $45.9M |
| 2 | The Huntington National Bank(OH) | 139 | $23.8M |
| 3 | Bank of America, National Association(NC) | 135 | $11.2M |
| 4 | TD Bank, National Association(DE) | 129 | $11.6M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 123 | $12.1M |
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PeerSense places SBA loans for fine arts schools businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Fine Arts Schools Businesses?
Across all SBA loan programs, 3,014 loans have been approved for businesses classified under NAICS 611610 (Fine Arts Schools), representing $681.5M in total capital deployed. The average approved loan of $226K is 34% below avg the national SBA average of $340K, with typical repayment terms of 142 months.
SBA lending for fine arts schools is accelerating — loan volume has grown approximately 65% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 16% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching fine arts schools business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Fine Arts Schools SBA Loans
What is the average SBA loan size for fine arts schools businesses?
Which SBA loan program is best for a fine arts schools business?
How many lenders fund SBA loans for fine arts schools?
What states have the most SBA lending for fine arts schools?
How does PeerSense help fine arts schools businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Fine Arts Schools defined by NAICS code 611610. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.