How Much Can Elementary and Secondary Schools Businesses Get in SBA Loans?
2,091 SBA loans totaling $1.7B have been approved for elementary and secondary schools businesses (NAICS 611110). The average approved SBA loan is $793K, which is 133% above avg the $340K national average. 461 active lenders fund this industry with a 4.5% historical default rate.
NAICS 611110 (Elementary and Secondary Schools) received 2,091 SBA loans worth $1.7B across 5+ states. Average loan $793K, average term 198 months, default rate 4.5%.461 active SBA-approved lenders fund this industry. Most elementary and secondary schools loans use the SBA 504 program.
Is SBA Lending Growing for Elementary and Secondary Schools?+49% growth
Which SBA Program Do Elementary and Secondary Schools Businesses Use Most?
What Is the Best SBA Loan for Elementary and Secondary Schools?
31% of elementary and secondary schools loans use this program — ideal for real estate and major equipment purchases
Where Are Elementary and Secondary Schools SBA Loans Most Common?
Top SBA Lenders for Elementary and Secondary Schools
These banks have funded the most SBA loans for elementary and secondary schools businesses (NAICS 611110). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 77 | $40.2M |
| 2 | U.S. Bank, National Association(OH) | 73 | $39.3M |
| 3 | The Huntington National Bank(OH) | 49 | $21.2M |
| 4 | Florida Business Development C(FL) | 48 | $53.6M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 47 | $17.1M |
Ready to Fund Your Elementary and Secondary Schools Business?
PeerSense places SBA loans for elementary and secondary schools businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Elementary and Secondary Schools Businesses?
Across all SBA loan programs, 2,091 loans have been approved for businesses classified under NAICS 611110 (Elementary and Secondary Schools), representing $1.7B in total capital deployed. The average approved loan of $793K is 133% above avg the national SBA average of $340K, with typical repayment terms of 198 months.
SBA lending for elementary and secondary schools is accelerating — loan volume has grown approximately 49% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
Notably, 31% of SBA loans in this industry use the 504 program — well above the national average — indicating that elementary and secondary schools businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
PeerSense specializes in matching elementary and secondary schools business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Elementary and Secondary Schools SBA Loans
What is the average SBA loan size for elementary and secondary schools businesses?
Which SBA loan program is best for a elementary and secondary schools business?
How many lenders fund SBA loans for elementary and secondary schools?
What states have the most SBA lending for elementary and secondary schools?
How does PeerSense help elementary and secondary schools businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Elementary and Secondary Schools defined by NAICS code 611110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.