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NAICS 611519EducationLending Growing

How Much Can Other Technical and Trade Schools Businesses Get in SBA Loans?

1,425 SBA loans totaling $458.5M have been approved for other technical and trade schools businesses (NAICS 611519). The average approved SBA loan is $322K, which is 5% below avg the $340K national average. 297 active lenders fund this industry with a 18.9% default rate on the matured 2018-2021 loan cohort.

Above average default risk18.9% vs 15.4% all-industry avg

At 18.9%, Other Technical and Trade Schools sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 611519 (Other Technical and Trade Schools) received 1,425 SBA loans worth $458.5M across 5+ states. Average loan $322K, average term 125 months, 18.9% default rate (resolved-loan basis).297 active SBA-approved lenders fund this industry. Most other technical and trade schools loans use the SBA 7(a) program. There are approximately 4,682 U.S. establishments in this industry (Census 2022).

1,425
Total SBA Loans
$458.5M
Total Volume
$322K
Avg Loan Size
5% below avg
297
Active Lenders
125 mo
Avg Term
4% below avg
15,447
Jobs Supported

Is SBA Lending Growing for Other Technical and Trade Schools?+198% growth

47
29
42
41
34
29
39
40
48
119
16
17
18
19
20
21
22
23
24
25
$11.4M
$10.4M
$10.3M
$20.4M
$14.4M
$18.1M
$25.3M
$20.0M
$33.6M
$67.7M

Which SBA Program Do Other Technical and Trade Schools Businesses Use Most?

SBA 7(a)1,220 (86%)
SBA 504205 (14%)

What Is the Best SBA Loan for Other Technical and Trade Schools?

SBA 7(a)

The most widely used SBA program for other technical and trade schools businesses — flexible terms, multiple use cases

Industry avg loan: $322K
Typical term: 125 months
Historical avg rate: 8.02%
297+ lenders active in this industry
Default rate (2018–21 matured cohort): 18.9%

Where Are Other Technical and Trade Schools SBA Loans Most Common?

#1
CA
245 loans
$115.0M
#2
FL
124 loans
$66.7M
#3
TX
86 loans
$23.1M
#4
NY
74 loans
$14.9M
#5
OH
62 loans
$10.5M

Top SBA Lenders for Other Technical and Trade Schools

These banks have funded the most SBA loans for other technical and trade schools businesses (NAICS 611519). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of Hope(CA)128$8.4M
2JPMorgan Chase Bank, National Association(OH)121$13.0M
3Wells Fargo Bank National Association(SD)88$18.7M
4Newtek Bank, National Association(FL)70$22.1M
5Bank of America, National Association(NC)65$3.9M

Other Technical and Trade Schools Industry Context

U.S. Establishments
4,682
U.S. Census Bureau · 2022
SBA Penetration
30.44%
SBA loans per establishment

Ready to Fund Your Other Technical and Trade Schools Business?

PeerSense places SBA loans for other technical and trade schools businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Other Technical and Trade Schools business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Other Technical and Trade Schools Businesses?

Across all SBA loan programs, 1,425 loans have been approved for businesses classified under NAICS 611519 (Other Technical and Trade Schools), representing $458.5M in total capital deployed. The average approved loan of $322K is 5% below avg the national SBA average of $340K, with typical repayment terms of 125 months.

SBA lending for other technical and trade schools is accelerating — loan volume has grown approximately 198% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching other technical and trade schools business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Other Technical and Trade Schools SBA Loans

What is the average SBA loan size for other technical and trade schools businesses?
Based on 1,425 approved SBA loans, the average loan size for other technical and trade schools (NAICS 611519) is $322K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other technical and trade schools business?
SBA 7(a) is the most commonly used SBA program for other technical and trade schools businesses. The most widely used SBA program for other technical and trade schools businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other technical and trade schools?
297 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the other technical and trade schools sector.
What states have the most SBA lending for other technical and trade schools?
CA leads with 245 SBA loans and $115.0M in total volume for other technical and trade schools businesses. FL, TX, NY also show strong lending activity in this sector.
How does PeerSense help other technical and trade schools businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the other technical and trade schools industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Other Technical and Trade Schools defined by NAICS code 611519. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.