How Much Can Iron and Steel Pipe and Tube Manufacturing from Purchased Steel Businesses Get in SBA Loans?
476 SBA loans totaling $301.6M have been approved for iron and steel pipe and tube manufacturing from purchased steel businesses (NAICS 331210). The average approved SBA loan is $634K, which is 86% above avg the $340K national average. 186 active lenders fund this industry with a 10.5% default rate on the matured 2018-2021 loan cohort.
At 10.5%, Iron and Steel Pipe and Tube Manufacturing from Purchased Steel sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 331210 (Iron and Steel Pipe and Tube Manufacturing from Purchased Steel) received 476 SBA loans worth $301.6M across 5+ states. Average loan $634K, average term 143 months, 10.5% default rate (resolved loan basis).186 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 260 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Iron and Steel Pipe and Tube Manufacturing from Purchased Steel?+28% growth
FY2027 Manufacturing Fee Waivers Active
The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:
504 loans: all guaranty fees waived for manufacturing
7(a) loans of $700,000 or less: 0% upfront fee for manufacturers
Revolving credit line: manufacturers only, launched Oct 2025
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.
Which SBA Program Do Iron and Steel Pipe and Tube Manufacturing from Purchased Steel Businesses Use Most?
What Is the Best SBA Loan for Iron and Steel Pipe and Tube Manufacturing from Purchased Steel?
Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027
Where Are Iron and Steel Pipe and Tube Manufacturing from Purchased Steel SBA Loans Most Common?
SBA Lending Activity in Iron and Steel Pipe and Tube Manufacturing from Purchased Steel
186 SBA lenders have funded 476 loans to iron and steel pipe and tube manufacturing from purchased steel businesses (NAICS 331210). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Iron and Steel Pipe and Tube Manufacturing from Purchased Steel Industry Context
Talk to PeerSense
PeerSense sources capital for iron and steel pipe and tube manufacturing from purchased steel businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Iron and Steel Pipe and Tube Manufacturing from Purchased Steel business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Iron and Steel Pipe and Tube Manufacturing from Purchased Steel Businesses?
Across all SBA loan programs, 476 loans have been approved for businesses classified under NAICS 331210 (Iron and Steel Pipe and Tube Manufacturing from Purchased Steel), representing $301.6M in total capital deployed. The average approved loan of $634K is 86% above avg the national SBA average of $340K, with typical repayment terms of 143 months.
SBA lending for iron and steel pipe and tube manufacturing from purchased steel is accelerating. Loan volume has grown approximately 28% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
Notably, 23% of SBA loans in this industry use the 504 program (well above the national average), indicating that iron and steel pipe and tube manufacturing from purchased steel businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.
Frequently Asked Questions: Iron and Steel Pipe and Tube Manufacturing from Purchased Steel SBA Loans
What is the average SBA loan size for iron and steel pipe and tube manufacturing from purchased steel businesses?
Which SBA loan program is best for a iron and steel pipe and tube manufacturing from purchased steel business?
How many lenders fund SBA loans for iron and steel pipe and tube manufacturing from purchased steel?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help iron and steel pipe and tube manufacturing from purchased steel businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Iron and Steel Pipe and Tube Manufacturing from Purchased Steel defined by NAICS code 331210. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.