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NAICS 532289Real EstateLending Growing

How Much Can All Other Consumer Goods Rental Businesses Get in SBA Loans?

584 SBA loans totaling $306.9M have been approved for all other consumer goods rental businesses (NAICS 532289). The average approved SBA loan is $525K, which is 54% above avg the $340K national average. 218 active lenders fund this industry with a 6.7% default rate on the matured 2018-2021 loan cohort.

Low default risk6.7% vs 15.4% all-industry avg

At 6.7%, All Other Consumer Goods Rental sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 532289 (All Other Consumer Goods Rental) received 584 SBA loans worth $306.9M across 5+ states. Average loan $525K, average term 147 months, 6.7% default rate (resolved-loan basis).218 active SBA-approved lenders fund this industry. Most all other consumer goods rental loans use the SBA 504 program. There are approximately 4,908 U.S. establishments in this industry (Census 2022).

584
Total SBA Loans
$306.9M
Total Volume
$525K
Avg Loan Size
54% above avg
218
Active Lenders
147 mo
Avg Term
13% above avg
5,360
Jobs Supported

Is SBA Lending Growing for All Other Consumer Goods Rental?+45% growth

2
30
48
59
48
44
47
77
92
112
16
17
18
19
20
21
22
23
24
25
$3.5M
$13.3M
$24.2M
$33.1M
$22.3M
$27.4M
$33.3M
$32.3M
$48.6M
$60.0M

Which SBA Program Do All Other Consumer Goods Rental Businesses Use Most?

SBA 7(a)504 (86%)
SBA 50480 (14%)

What Is the Best SBA Loan for All Other Consumer Goods Rental?

SBA 504

14% of all other consumer goods rental loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $525K
Typical term: 147 months
Historical avg rate: 8.90%
218+ lenders active in this industry
Default rate (2018–21 matured cohort): 6.7%

Where Are All Other Consumer Goods Rental SBA Loans Most Common?

#1
CA
65 loans
$50.3M
#2
FL
57 loans
$27.6M
#3
NY
44 loans
$26.5M
#4
TX
42 loans
$25.2M
#5
MI
36 loans
$16.6M

Top SBA Lenders for All Other Consumer Goods Rental

These banks have funded the most SBA loans for all other consumer goods rental businesses (NAICS 532289). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)32$1.8M
2The Huntington National Bank(OH)31$6.7M
3TD Bank, National Association(DE)24$2.1M
4Newtek Bank, National Association(FL)19$9.0M
5Manufacturers and Traders Trust Company(NY)18$1.5M

All Other Consumer Goods Rental Industry Context

U.S. Establishments
4,908
U.S. Census Bureau · 2022
SBA Penetration
11.90%
SBA loans per establishment

Ready to Fund Your All Other Consumer Goods Rental Business?

PeerSense places SBA loans for all other consumer goods rental businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a All Other Consumer Goods Rental business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for All Other Consumer Goods Rental Businesses?

Across all SBA loan programs, 584 loans have been approved for businesses classified under NAICS 532289 (All Other Consumer Goods Rental), representing $306.9M in total capital deployed. The average approved loan of $525K is 54% above avg the national SBA average of $340K, with typical repayment terms of 147 months.

SBA lending for all other consumer goods rental is accelerating — loan volume has grown approximately 45% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching all other consumer goods rental business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — All Other Consumer Goods Rental SBA Loans

What is the average SBA loan size for all other consumer goods rental businesses?
Based on 584 approved SBA loans, the average loan size for all other consumer goods rental (NAICS 532289) is $525K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other consumer goods rental business?
SBA 504 is the most commonly used SBA program for all other consumer goods rental businesses. 14% of all other consumer goods rental loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other consumer goods rental?
218 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the all other consumer goods rental sector.
What states have the most SBA lending for all other consumer goods rental?
CA leads with 65 SBA loans and $50.3M in total volume for all other consumer goods rental businesses. FL, NY, TX also show strong lending activity in this sector.
How does PeerSense help all other consumer goods rental businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the all other consumer goods rental industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). All Other Consumer Goods Rental defined by NAICS code 532289. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.