Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 532283Real EstateLending Growing

How Much Can Home Health Equipment Rental Businesses Get in SBA Loans?

57 SBA loans totaling $32.1M have been approved for home health equipment rental businesses (NAICS 532283). The average approved SBA loan is $563K, which is 65% above avg the $340K national average. 35 active lenders fund this industry.

Quick Answer

NAICS 532283 (Home Health Equipment Rental) received 57 SBA loans worth $32.1M across 5+ states. Average loan $563K, average term 128 months.35 active SBA-approved lenders fund this industry. Most home health equipment rental loans use the SBA 7(a) program. There are approximately 1,891 U.S. establishments in this industry (Census 2022).

57
Total SBA Loans
$32.1M
Total Volume
$563K
Avg Loan Size
65% above avg
35
Active Lenders
128 mo
Avg Term
near national avg
447
Jobs Supported

Is SBA Lending Growing for Home Health Equipment Rental?+86% growth

1
4
4
4
6
7
7
7
13
16
18
19
20
21
22
23
24
25
$2.2M
$2.4M
$1.8M
$2.7M
$4.4M
$3.3M
$1.3M
$8.4M
$3.3M

Which SBA Program Do Home Health Equipment Rental Businesses Use Most?

SBA 7(a)53 (93%)
SBA 5044 (7%)

What Is the Best SBA Loan for Home Health Equipment Rental?

SBA 7(a)

The most widely used SBA program for home health equipment rental businesses — flexible terms, multiple use cases

Industry avg loan: $563K
Typical term: 128 months
Historical avg rate: 8.13%
35+ lenders active in this industry

Where Are Home Health Equipment Rental SBA Loans Most Common?

#1
CA
9 loans
$6.6M
#2
FL
8 loans
$7.6M
#3
TX
7 loans
$3.0M
#4
AR
5 loans
$1.0M
#5
MO
3 loans
$2.1M

Top SBA Lenders for Home Health Equipment Rental

These banks have funded the most SBA loans for home health equipment rental businesses (NAICS 532283). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)8$1.5M
2First Financial Bank(AR)4$493K
3Frost Bank(TX)3$918K
4Wells Fargo Bank National Association(SD)3$1.7M
5CDC Small Business Finance Cor(CA)3$2.3M

Home Health Equipment Rental Industry Context

U.S. Establishments
1,891
U.S. Census Bureau · 2022
SBA Penetration
3.01%
SBA loans per establishment

Ready to Fund Your Home Health Equipment Rental Business?

PeerSense places SBA loans for home health equipment rental businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Home Health Equipment Rental business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Home Health Equipment Rental Businesses?

Across all SBA loan programs, 57 loans have been approved for businesses classified under NAICS 532283 (Home Health Equipment Rental), representing $32.1M in total capital deployed. The average approved loan of $563K is 65% above avg the national SBA average of $340K, with typical repayment terms of 128 months.

SBA lending for home health equipment rental is accelerating — loan volume has grown approximately 86% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching home health equipment rental business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Home Health Equipment Rental SBA Loans

What is the average SBA loan size for home health equipment rental businesses?
Based on 57 approved SBA loans, the average loan size for home health equipment rental (NAICS 532283) is $563K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a home health equipment rental business?
SBA 7(a) is the most commonly used SBA program for home health equipment rental businesses. The most widely used SBA program for home health equipment rental businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for home health equipment rental?
35 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the home health equipment rental sector.
What states have the most SBA lending for home health equipment rental?
CA leads with 9 SBA loans and $6.6M in total volume for home health equipment rental businesses. FL, TX, AR also show strong lending activity in this sector.
How does PeerSense help home health equipment rental businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the home health equipment rental industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Home Health Equipment Rental defined by NAICS code 532283. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.