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NAICS 333310ManufacturingFY2026 Fee WaiversLending Growing

How Much Can Commercial and Service Industry Machinery Manufacturing Businesses Get in SBA Loans?

78 SBA loans totaling $69.5M have been approved for commercial and service industry machinery manufacturing businesses (NAICS 333310). The average approved SBA loan is $891K, which is 162% above avg the $340K national average. 43 active lenders fund this industry.

Quick Answer

NAICS 333310 (Commercial and Service Industry Machinery Manufacturing) received 78 SBA loans worth $69.5M across 5+ states. Average loan $891K, average term 148 months.43 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.

78
Total SBA Loans
$69.5M
Total Volume
$891K
Avg Loan Size
162% above avg
43
Active Lenders
148 mo
Avg Term
14% above avg
1,062
Jobs Supported

Is SBA Lending Growing for Commercial and Service Industry Machinery Manufacturing?+56% growth

5
16
28
25
22
23
24
25
$5.0M
$16.0M
$22.1M
$25.0M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Commercial and Service Industry Machinery Manufacturing Businesses Use Most?

SBA 7(a)65 (83%)
SBA 50413 (17%)

What Is the Best SBA Loan for Commercial and Service Industry Machinery Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $891K
Typical term: 148 months
Historical avg rate: 9.60%
43+ lenders active in this industry

Where Are Commercial and Service Industry Machinery Manufacturing SBA Loans Most Common?

#1
CA
12 loans
$13.6M
#2
MI
9 loans
$2.8M
#3
NY
6 loans
$9.4M
#4
CT
5 loans
$3.6M
#5
FL
4 loans
$3.9M

Top SBA Lenders for Commercial and Service Industry Machinery Manufacturing

These banks have funded the most SBA loans for commercial and service industry machinery manufacturing businesses (NAICS 333310). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Live Oak Banking Company(NC)6$10.7M
2The Huntington National Bank(OH)5$1.3M
3Northeast Bank(ME)4$949K
4Brookline Bank, a Division of Beacon Bank and Trust(MA)4$8.1M
5Bank of America, National Association(NC)4$1.0M

Ready to Fund Your Commercial and Service Industry Machinery Manufacturing Business?

PeerSense places SBA loans for commercial and service industry machinery manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Commercial and Service Industry Machinery Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Commercial and Service Industry Machinery Manufacturing Businesses?

Across all SBA loan programs, 78 loans have been approved for businesses classified under NAICS 333310 (Commercial and Service Industry Machinery Manufacturing), representing $69.5M in total capital deployed. The average approved loan of $891K is 162% above avg the national SBA average of $340K, with typical repayment terms of 148 months.

SBA lending for commercial and service industry machinery manufacturing is accelerating — loan volume has grown approximately 56% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.

The industry sees a balanced mix of SBA programs, with 17% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Commercial and Service Industry Machinery Manufacturing SBA Loans

What is the average SBA loan size for commercial and service industry machinery manufacturing businesses?
Based on 78 approved SBA loans, the average loan size for commercial and service industry machinery manufacturing (NAICS 333310) is $891K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a commercial and service industry machinery manufacturing business?
SBA 504 is the most commonly used SBA program for commercial and service industry machinery manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for commercial and service industry machinery manufacturing?
43 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the commercial and service industry machinery manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help commercial and service industry machinery manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the commercial and service industry machinery manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Commercial and Service Industry Machinery Manufacturing defined by NAICS code 333310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.